Frequently Asked
Questions

Currently only an existing investor with Quantum Mutual Fund can invest in SWP through our online SWP option.

1. Visit www.QuantumAMC.com.
2. Click on Invest Online section and log in using your User id/PAN and Password/OTP.
3. Under ‘Transact’ click on "SWP"
4. Click on ‘New SWP Registration’
5. Click on ‘Register SWP’ for the respective source scheme
6. Fill up the Online SWP registration form
7. Click on ‘Submit’ and confirm the SWP registration request by clicking on ‘Confirm’ option

0.005% of the net investment value i.e., gross investment amount less any other deduction like transaction charge.

Stamp duty applicability will be on Purchases (including triggers from past SIP registrations), Switch-in (including triggers from past STP registrations) and Dividend reinvestment transactions. The same is applicable for both physical and demat. Transfer of Units from one demat account to another including market / off-market transfers attract stamp duty.

Pursuant to Notification No. S.O. 1226(E) and G.S.R. 226(E) dated March 30, 2020 issued by Department of Revenue, Ministry of Finance, Government of India, read with Part I of Chapter IV of Notification dated February 21, 2019 issued by Legislative Department, Ministry of Law and Justice, Government of India on the Finance Act, 2019, stamp duty will be levied on mutual fund transaction, with effect from July 1, 2020, as per the rates provided in the table below :-

NAV Applicability

If the valid application received up to 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription/ purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme and are available for utilization before the cut-off time (3.00 p.m.)- the closing NAV of the day shall be applicable. If the valid application received after 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme on same day or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day- the closing NAV of the subsequent Business Day shall be applicable;

Irrespective of the time of receipt of application at the official point(s) of acceptance, where the funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Schemes on or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day - the closing NAV of such subsequent Business Day shall be applicable;

For Systematic Investment Plan (SIP), Systematic Transfer Plan (STP), Dividend Transfer Facility:

The units will be allotted based on which the funds are available for utilization by the respective schemes / target schemes irrespective of the installment date of the SIP, STP or record date of dividend declarations. It may also be noted that allotment of units in the normal course will be based on realization of amount of subscription or the date of receipt of application or the date of instalment (in case of SIP) whichever is later if both realization and application dates are different.

Further, if the time of realization of funds can’t be ascertained then the allotment of units will be as per the day and date of realization of amount of subscription.

• Change or Updating of Mobile No / Residence No / Office No / Fax No
• Updating of IFSC / MICR No / Bank Address
• Change / Updating for Date of Birth
• Change of E-mail ID
• SOA Request
• FATCA updation
• Aadhar Number Updation

Investors with short indicative investment horizon of less than 30 days will get impacted more because the stamp duty is being charged as a onetime charge. Please refer below table for illustration purpose. Impact gets reduced as the holding period increases.

Quantum Mutual Fund does not deduct Transaction Charges and shall continue not to deduct Transaction Charges as allowed under SEBI Circular No. Cir / IMD / DF/13/2011 dated August 22, 2011.

The processing of transactions will be done as per applicable NAV in accordance with SEBI Mutual Fund Regulations i.e to consider cut off timing and availability of funds for utilization for determining the applicable NAV the provisions of the respective Scheme Information Documents of the Scheme will be considered.

In case of transaction submission through OTP option:
The transaction is deemed to be completed and processed subject to backend based additional validations.

Incase of transaction submission without OTP :
For the purpose of determining the applicable NAV in accordance with SEBI Mutual Fund Regulations, the system recorded date and time at the end of the verification / confirmation call will be considered. The transaction shall then be processed afterwards subject to further validity of request.

Note : There may be delay in delivery / difference in the date and time of the website request received at the server of the AMC and the date and time of the server through which you have sent the message and also the AMC server may not receive / reject the message sent by the you.

For units issued in demat or non-demat form – purchase, dividend reinvestment, switch – stamp duty will be deducted from the net investment amount i.e., gross investment amount less any other deduction like transaction charge. Units will be created only for the balance amount (Net investment amount – stamp duty deducted). Stamp duty will be computed @0.005% on an inclusive method using the formula - ((Investment amount – transaction charge/TDS if any) / 100.005) * 0.005.

Illustration:
Transaction Amount: Rs. 1,00,100
Transaction Charges:/TDS applicable if any: Rs.100
Stamp Duty charged : Rs. 5 ((Transaction Amount - Transaction Charges/TDS applicable if any) * 0.005%
NAV: Rs.10 per unit
Units allotted : 9,999.50
Units value : Rs. 99995.00

Yes, These new cadre of distributors are required to complete a simplified form of National Institute of Securities Market (NISM) certification. The NISM has launched the Continuing Professional Education (CPE) and Test programme for the new cadre of Distributors and 
registration for the same commenced from January 14, 2013. 

Direct Plan:
The expense ratio of the Direct Plan of the Quantum ESG Best In Class Strategy Fund is 0.85% p.a. with effect from August 1, 2023 (Post GST).

Regular Plan:
The expense ratio of the Regular Plan of the Quantum ESG Best In Class Strategy Fund is 2.10% p.a. with effect from August 1, 2023 (Post GST).

The ongoing Daily, Weekly, Fortnightly and Monthly SIP will be terminated after 3 consecutive and Quarterly will be terminated after 2 consecutive reversals due to any reason . 

In case you have opted for a ‘View and Pay’ option for your online SIP , you need to authorize the payment on or before the SIP date on your net banking site. If you fail to authorize the payments for two consecutive SIP dates, the SIP will be discontinued.

For further queries please do not hesitate to get in touch with us on [email protected] or on 1800-22-3863 or 1800-209-3863.

An existing individual investor with Quantum Mutual Fund who has a username and password for the Login section can apply, register and invest through our Online SIP module.

However, if you do not have a Quantum username and password but wish to avail this facility, please visit www.quantumamc.com to seek the online username and password to facilitate availing / applying for Online SIP 

You will also need to have a net banking with utility payment facility enabled with your bank and be KYC compliant to invest through Online SIP .

Note : A first time investor will be able to make only a lumpsum purchase through our  Login section. Post KYC verification, you will be able to make additional transactions through your invest online login including registration of Online SIP.

Currently SIP through ENACH is unavailable for NRI Investors.

Following are the steps to register an ISIP

You can make a purchase through SIP for all our schemes (except for Quantum Nifty 50 ETF and Gold ETF Fund) through the Online mode or the Offline mode.

Offline SIP - The request for SIP application should be received at our end within 21 business days prior to the SIP date opted by you in the form. After receiving the valid documents at our end, your SIP will be activated.

Online SIP - Online SIP (ISIP) instructions will take a minimum of 15 days for activation by the Registrar and the Bank. The first auto debit will be carried out only after the registration is completed by the Registrar and the Bank.

Earlier the SIP registration facility was provided for existing investors only. However, now the first time investors can also register for a SIP through our new purchase Invest Online module. The new purchase can be done alongwith lumpsum purchase or for only ‘SIP’ also.

Choose your preferred mode and click on the below links to read more and invest with us.

If you are holding Mutual Fund Units in the physical form, which are represented by a Statement of Account, you can convert these units into dematerialised form in your demat account with any Depository Participant (DP) of NSDL or CDSL. DPs have enabled holding of mutual fund units [represented by Statement of Account] in dematerialised form. You can use your existing demat accounts for converting your mutual fund units in dematerialised form.

Please note that once your mutual funds are in demat form, you can sell them either via a stock broker through the Exchange platform (BSE Star & NSE MFSS) or through the off-market mode i.e. by selling/redeeming it through your Depository Participant.

Note: The investors who hold their units with the CDSL can redeem the units directly with the AMC without converting their units in physical mode (except units of Quantum Liquid Fund, Quantum Dynamic Bond Fund and ETF Funds)

You will receive a confirmation email and SMS with the details of your Online STP after successfully completing the registration process on our website.

You can also check the status of your registration under the section Commercial Transactions > ‘STP’.

• Quantum Long Term Equity Value Fund: Please click here to view the load structure of the scheme

• Quantum Liquid Fund: Please click here to view the load structure of the scheme

• Quantum ELSS Tax Saver Fund: Please click here to view the load structure of the scheme

• Quantum Equity Fund of Funds: Please click here to view the load structure of the scheme

• Quantum Gold Savings Fund: Please click here to view the load structure of the scheme

• Quantum Multi Asset Fund of Funds: Please click here to view the load structure of the scheme

• Quantum Dynamic Bond Fund: Please click here to view the load structure of the scheme

• Quantum ESG Best In Class Strategy Fund: Please click here to view the load structure of the scheme

• Quantum Nifty 50 ETF Fund of Fund: Please click here to view the load structure of the scheme

• Quantum Small Cap Fund: Please click here to view the load structure of the scheme

• Quantum Multi Asset Allocation Fund: Please click here to view the load structure of the scheme

• Quantum Ethical Fund: Please click here to view the load structure of the scheme

You will receive a confirmation email/SMS with the details of your Online SWP after successfully completing the registration process on our website.

You can also check the status of your registration under the section '' Transact > SWP > Registered SWP ''.

The AMC will first process the instant redemption request and later action on any other request.

The AMC reserves right to reject any redemption / switch out / systematic withdrawal or transfer request received through any other mode for any Calendar Day if an Instant Redemption request has been received subsequently and such instant redemption is pending for processing.

Following is the procedure for Instant redemption.

The Instant Redemption transaction will be processed by applying lower of Previous Day NAV or Prospective NAV.

• (a) When the application is received up to 3.00 pm – the lower of (i) NAV of previous Calendar Day and (ii) NAV of Calendar Day on which application is received; will be considered.
• (b) When the application is received after 3.00 pm – the lower of (i) NAV of the Calendar Day on which such application is received, and (ii) NAV of the next Calendar Day will be considered.

The minimum amount for the instant redemption per day per PAN, is Rs. 500/- and multiple of Rs.1/ - thereafter.

With effect from 01st March, 2019 the maximum redemption amount shall be Rs. 50,000 or 90% of latest value of investment (as per last available NAV on records) in the scheme, whichever is lower. This limit shall be applicable per calendar day, per scheme, per investor.

For an STP you can invest a lump sum amount in one scheme and regularly transfer a pre-defined amount into another scheme. Commonly, investors park a lump sum amount in a debt fund, from where a regular amount is transferred at periodic intervals into specific equity-oriented funds. It is similar to the drip investing concept of an SIP, the only difference being that money flows from one fund to another in case of an STP instead of being transferred from your bank account. This eliminates the risks associated with timing the market in case of lump sum investments and in turn offers the benefit of rupee cost averaging. You may choose a daily, weekly, monthly or a quarterly transfer plan, as per your needs.

For an STP, you have to choose a fund from which the transfer is taking place (Transfer of scheme or fund) and a fund to which the transfer is taking place (Transferee Scheme or Fund). Transfers can be made daily, weekly, monthly or quarterly depending upon the STP chosen by you and the options available.

The STP takes place in the form of units of the fund. This switch to the new scheme is carried out at the prevailing net asset value (NAV). Depending upon the NAV of the transferor fund, the redeemed units are converted in to redemption amount which is used to purchase the units of the transferee fund.

Say if a person wants to invest in a fund "B" through STP, he will have to first select a fund "A" which allows STP. After selecting the fund "A", he will select fund "B" where the amount will be transferred. But instead of reallocating the entire amount, in STP you can select and set your amount and time period according to your risk appetite and the money will be regularly transferred from fund "A" to fund "B".

The STP helps against any foreseen or sudden downfalls of the market.

Under the Instant Redemption (Access) Facility (“Instant Redemption”), the Fund shall endeavor to send the redemption proceeds to the selected registered bank account of the investor, instantly from the receipt of Instant Redemption Request using Immediate Payment Services (IMPS) provided by various banks in accordance with SEBI Circular No. SEBI / HO/ IMD/ DF2/ CIR/P/2017/ 39 dated May 8, 2017. Instant redemption is a type of redemption wherein the investor can get the redemption proceeds instantly i.e. he will get his redemption amount into his account within 30 minutes from the time of the redemption.

Please Click Here for the list of IMPS enabled banks for instant redemption facility.

Systematic withdrawal plans are used by investors to create a regular flow of income from their investments. Investors looking for income at periodic intervals for e.g. funding a travel plan during the children’s summer vacations, also set up their withdrawals in such a way that the cash is available when most required.

For an STP you can invest a lump sum amount in one scheme and regularly withdraw a pre-defined amount into another scheme.

Let us assume you have 5,000 units in a Mutual Fund scheme. You have given instructions to the fund house that you want to withdraw Rs. 8,000 every month through SWP.

Now let''s assume that on 1 December, the Net Asset Value (NAV) of the scheme is Rs. 20.
Equivalent number of MF units = Rs. 8,000 / Rs. 20 = 400 units
400 units would be redeemed from your MF holdings, and Rs. 8,000 would be given to you.
Your remaining units = 5,000 - 400 = 4600 units

Now let''''s assume that on 1 January, the NAV is Rs. 16.
Equivalent number of units = Rs. 8,000 / Rs. 16 = 500 units
500 units would be redeemed from your MF holdings, and Rs. 8,000 would be given to you.
Your remaining units = 4600 - 500 = 4100 units

The Online Systematic Investment Plan (SIP) enables you to invest in an SIP online, without any paper work. It takes the simple SIP model and adds to it the convenience of an online investment platform, making it easier, simpler and faster for people to invest.

Yes, to start Online SWP you must have a minimum balance of Rs.5,000/- in the scheme you wish to invest from.

SWP instructions will take a minimum of 5 business days for registration with the registrar. The first transfer will be carried out only after the registration. Therefore, the date and months in which your SWP commences and ends may change depending on the date of its registration.

Note: Minimum balance to start SWP: Rs.5000/-

For New Investors:

Fill all the required information and attach the below mentioned documents as supporting.

For Existing Investors

Fill all the required information and attach the below mentioned documents as supporting.

Duly filled and signed Systematic Transaction Form

Submission of the Form

You can submit your physical applications along with all required supporting documents at the addresses mentioned below:

• Quantum Long Term Equity Value Fund: Please click here to view the load structure of the scheme

• Quantum Liquid Fund: Please click here to view the load structure of the scheme

• Quantum ELSS Tax Saver Fund: Please click here to view the load structure of the scheme

• Quantum Equity Fund of Funds: Please click here to view the load structure of the scheme

• Quantum Gold Savings Fund: Please click here to view the load structure of the scheme

• Quantum Multi Asset Fund of Funds: Please click here to view the load structure of the scheme

• Quantum Dynamic Bond Fund: Please click here to view the load structure of the scheme

• Quantum ESG Best In Class Strategy Fund: Please click here to view the load structure of the scheme

• Quantum Nifty 50 ETF Fund of Fund: Please click here to view the load structure of the scheme

• Quantum Small Cap Fund: Please click here to view the load structure of the scheme

• Quantum Multi Asset Allocation Fund: Please click here to view the load structure of the scheme

• Quantum Ethical Fund: Please click here to view the load structure of the scheme

When you feel that your portfolio needs rebalancing, STP comes in handy and saves you from lots of operational hassles that would otherwise go in transferring funds into equity schemes.
When market conditions are in favor of equity growth in near future, it’s good to skew your portfolio towards equity for better returns with the help of STP.

• Quantum Long Term Equity Value Fund: Please click here to view the load structure of the scheme

• Quantum Liquid Fund: Please click here to view the load structure of the scheme

• Quantum ELSS Tax Saver Fund: Please click here to view the load structure of the scheme

• Quantum Equity Fund of Funds: Please click here to view the load structure of the scheme

• Quantum Gold Savings Fund: Please click here to view the load structure of the scheme

• Quantum Multi Asset Fund of Funds: Please click here to view the load structure of the scheme

• Quantum Dynamic Bond Fund: Please click here to view the load structure of the scheme

• Quantum ESG Best In Class Strategy Fund: Please click here to view the load structure of the scheme

• Quantum Nifty 50 ETF Fund of Fund: Please click here to view the load structure of the scheme

• Quantum Small Cap Fund: Please click here to view the load structure of the scheme

• Quantum Multi Asset Allocation Fund: Please click here to view the load structure of the scheme

• Quantum Ethical Fund: Please click here to view the load structure of the scheme

The AMC will first process the instant redemption request and later action on any other request.

The AMC reserves right to reject any redemption / switch out / systematic withdrawal or transfer request received through any other mode for any Calendar Day if an Instant Redemption request has been received subsequently and such instant redemption is pending for processing.

No. Currently you can apply for the instant redemption only via web transactions.

No. Currently there are no additional charges for instant redemption facility.

You can start offline SIP, through Direct & Regular Plans for the following schemes:

Yes, you can!

To cancel your existing SIP in Quantum Mutual Fund, you will need to submit either the SIP cancellation form or the written request mentioning your folio number, scheme name, SIP date and amount to this effect to our registered office address or at any of our collection centers closest to you.

Your SIP will be cancelled within Transaction(T) + 2 working days. If an SIP installment is due within 10 days from the date of cancellation, that installment will be processed and your bank account will be debited for that SIP installment.

To modify the SIP amount/frequency etc. registered at our end, you need to submit to us a SIP cancellation request to cancel your existing SIP and subsequently submit to us a fresh request for SIP registration. 
To pause the SIP you need to send us an email from your registered email id to [email protected]  and the same shall be processed subject to verification call on your registered contact numbers. The SIP Pause will be processed within 21 calendar days.

Yes, you can! 

To cancel your STP request, kindly submit to us a duly signed written request by all the unit holder(s) according to the mode of holding. In the written request, kindly mention your folio number, the STP amount, STP date,  the scheme name in which you wish to cancel the STP. 

You can modify or pause the offline STP via online mode. Please Click Here to modify or pause your STP.

Note:
Your request for STP cancellation / modification / pause  needs to be submitted 5 working days prior the STP date.
The online modification of STP can only be done in the STP amount and the STP end period.

• Quantum Long Term Equity Value Fund: Please click here to view the load structure of the scheme

• Quantum Liquid Fund: Please click here to view the load structure of the scheme

• Quantum ELSS Tax Saver Fund: Please click here to view the load structure of the scheme

• Quantum Equity Fund of Funds: Please click here to view the load structure of the scheme

• Quantum Gold Savings Fund: Please click here to view the load structure of the scheme

• Quantum Multi Asset Fund of Funds: Please click here to view the load structure of the scheme

• Quantum Dynamic Bond Fund: Please click here to view the load structure of the scheme

• Quantum ESG Best In Class Strategy Fund: Please click here to view the load structure of the scheme

• Quantum Nifty 50 ETF Fund of Fund: Please click here to view the load structure of the scheme

• Quantum Small Cap Fund: Please click here to view the load structure of the scheme

• Quantum Multi Asset Allocation Fund: Please click here to view the load structure of the scheme

• Quantum Ethical Fund: Please click here to view the load structure of the scheme

1. The instant redemption facility is available for the growth option of Quantum Liquid Fund only
2. Only Resident Individuals and Resident Minor investors except Non Resident Individual can avail this facility.
3. Investor’s IFSC code and the core banking account number should be registered in the folio
4. Investor’s bank account should be IMPS (Immediate Payment Service) enabled
5. The instant redemption can be done only in terms of ‘amount’ only and not in ‘units’

Yes you can modify/pause/cancel your online SIP.

Please refer below table on the provisions available:

** SIP's Registered through Quantum's Website / Mobile Application can be modified / paused. 

If you wish to modify/pause/cancel the existing ISIP registered with us, you can do so by following the below mentioned procedures:

If your bank provides NACH facility your SIP will still get registered successfully. Kindly refer the list of Live Banks on NACH.

Systematic Withdrawal Plans are used by investors to create a regular flow of income from their investments. Investors looking for income at periodic intervals for e.g. funding a travel plan during the children’s summer vacations, also set up their withdrawals in such a way that the cash is available when most required.

For an SWP you can invest a lump sum amount in one scheme and regularly withdraw a pre-defined amount into another scheme.

Let us assume you have 5,000 units in a Mutual Fund scheme. You have given instructions to the fund house that you want to withdraw Rs. 8,000 every month through SWP.

Now let''''s assume that on 1 December, the Net Asset Value (NAV) of the scheme is Rs. 20.
Equivalent number of MF units = Rs. 8,000 / Rs. 20 = 400 units
400 units would be redeemed from your MF holdings, and Rs. 8,000 would be given to you.
Your remaining units = 5,000 - 400 = 4600 units

Now let''''s assume that on 1 January, the NAV is Rs. 16.
Equivalent number of units = Rs. 8,000 / Rs. 16 = 500 units
500 units would be redeemed from your MF holdings, and Rs. 8,000 would be given to you.
Your remaining units = 4600 - 500 = 4100 units

This way, units from your mutual fund holdings are redeemed in a systematic way to provide you with continuous income.

Yes, you can! 

To cancel your SWP request, kindly submit to us a duly signed written request by all the unit holder(s) according to the mode of holding. In the written request, kindly mention your folio number, the SWP amount, SWP date,  the scheme name in which you wish to cancel the SWP. 

You can modify or pause the offline SWP via online mode. Please Click Here to modify or pause your SWP.

Note:
Your request for SWP cancellation / modification / pause  needs to be submitted 5 working days prior the SWP date.
The online modification of SWP can only be done in the SWP amount and the SWP end period.

Yes, you can cancel, pause and modify your online SWP.

If you wish to modify/pause/cancel the existing SWP registered with us through Quantum's Website or Mobile Application, you can do so by following the below mentioned procedures:

Notes:

1. The online SWP modification/cancellation/pause request needs to be submitted 5 business days prior to the next STP date opted by you online.
2. In case the modification request received involves change in the SWP amount and if any SWP installment is due within 5 business days from the date of modification request received, the said installment will be processed as per the amount of the SWP registered before modification
3. Modification can only be done in the SWP amount and SWP end period.

• Full switch from Liquid Scheme into other schemes of Quantum Mutual Fund
• Switch of certain number of units
• Switch of certain amount
• Switch of only gains into other schemes of Quantum Mutual Fund
• Switch original investment amount in Liquid scheme to any other scheme.
• Switch Gain amount in Liquid Scheme to any other schemes

Offline Purchase will involve three necessary steps as follows;

• Collecting the Application Form
• Fill up the form and attach the mandatory documents
• Submission of the Form

Collecting the Application Form:

You can download the form from our website www.QuantumAMC.com.

You can also collect the physical application form from any of our office branch OR collection centers as shown below.

1. Quantum Asset Management Company Private Limited: 1st floor, Apeejay House, 3 Dinshaw Vachha Road, Backbay Reclamation, Churchgate, Mumbai - 400 020
2. KFin Technologies Limited- KFin Technologies Limited is our Registrar and Transfer Agent having many offices across India. Click here for all the locations available over India. 

Fill up the form and attach the mandatory documents

For New Investors:

Fill all the required information and attach the below mentioned documents as supporting.

1. Main application form along with the SIP AUTODEBIT MANDATE FORM (SIP through Auto Debit)
2. Main application form along with the SYSTEMATIC TRANSACTION FORM (SIP through Cheque)
3. Current dated at par cheque in favor of ‘Quantum ______________ scheme – your PAN number’
4. A cancelled copy of cheque (SIP through Auto Debit)
5. A self-attested copy of PAN of the unit holder(s)
6. KYC acknowledgement copy of the unit holder(s)

For Existing Investors:

Fill all the required information and attach the below mentioned documents as supporting.

1. SIP AUTODEBIT MANDATE FORM along with cancelled cheque (SIP through Auto Debit)

Submission of the Form:

You can submit your physical applications along with all required supporting documents at the addresses mentioned below:

1. Quantum Asset Management Company Private Limited: 1st floor, Apeejay House, 3 Dinshaw Vachha Road, Backbay Reclamation, Churchgate, Mumbai - 400 020
2. KFin Technologies Limited- KFin Technologies Limited is our Registrar and Transfer Agent having many offices across India. Click here for all the locations available over India. 

STP refers to Systematic Transfer Plan where in an investor invests a lump sum amount in one scheme and regularly transfers (i.e. switches) a pre-defined amount into another scheme. According to the frequency of STP selected, on a specified date an amount chosen by the investor is transferred from the existing scheme to another of the investor’s choice.

A Trigger will activate a transaction / alert when the event selected for has reached the value greater than/ equal to the specified particular value i.e. Trigger Point.

Eg:  Mr. Z bought 5000 units at NAV of 11.00. If  Mr. Z wants to switch all his units when the NAV reaches 15.00, he has to keep track of the NAV daily and then send a switch request within a stipulated time period for effecting the switch at the NAV of the intended day.

However, instead of keeping a track of the NAV everyday, Mr.ZA can set a Trigger: To switch all units when NAV is 13 or more. In this case, the AMC will keep track on behalf of Mr. Z and switch his units on the day when the NAV reaches 13 or more. Thus Trigger is useful in financial planning.

• Quantum Long Term Equity Value Fund: Please click here to view the load structure of the scheme

• Quantum Liquid Fund: Please click here to view the load structure of the scheme

• Quantum ELSS Tax Saver Fund: Please click here to view the load structure of the scheme

• Quantum Equity Fund of Funds: Please click here to view the load structure of the scheme

• Quantum Gold Savings Fund: Please click here to view the load structure of the scheme

• Quantum Multi Asset Fund of Funds: Please click here to view the load structure of the scheme

• Quantum Dynamic Bond Fund: Please click here to view the load structure of the scheme

• Quantum ESG Best In Class Strategy Fund: Please click here to view the load structure of the scheme

• Quantum Nifty 50 ETF Fund of Fund: Please click here to view the load structure of the scheme

• Quantum Small Cap Fund: Please click here to view the load structure of the scheme

• Quantum Multi Asset Allocation Fund: Please click here to view the load structure of the scheme

• Quantum Ethical Fund: Please click here to view the load structure of the scheme

You can start online STP, through Direct & Regular Plans for the following schemes:

For an STP you can invest a lump sum amount in one scheme and regularly transfer a pre-defined amount into another scheme. Commonly, investors park a lump sum amount in a debt fund, from where a regular amount is transferred at periodic intervals into specific equity-oriented funds. It is similar to the drip investing concept of an SIP, the only difference being that money flows from one fund to another in case of an STP instead of being transferred from your bank account. This eliminates the risks associated with timing the market in case of lump sum investments and in turn offers the benefit of rupee cost averaging. You may choose a daily, weekly, monthly or a quarterly transfer plan, as per your needs.

For an STP, you have to choose a fund from which the transfer is taking place (Transfer of scheme or fund) and a fund to which the transfer is taking place (Transferee Scheme or Fund). Transfers can be made daily, weekly, monthly or quarterly depending upon the STP chosen by you and the options available.

The STP takes place in the form of units of the fund. This switch to the new scheme is carried out at the prevailing net asset value (NAV). Depending upon the NAV of the transferor fund, the redeemed units are converted in to redemption amount which is used to purchase the units of the transferee fund.

Say if a person wants to invest in a fund ‘B’ through STP, he will have to first select a fund ‘A’ which allows STP. After selecting the fund ‘A’, he will select fund ‘B’ where the amount will be transferred. But instead of reallocating the entire amount, in STP you can select and set your amount and time period according to your risk appetite and the money will be regularly transferred from fund ‘A’ to fund ‘B’ .

The STP helps against any foreseen or sudden downfalls of the market.

Currently only an existing investor with Quantum Mutual Fund can invest in SWP through our online SWP option.

1. Visit www.QuantumAMC.com.
2. Click on Login section and log in using your PAN / User Idwith Password and OTP.
3. Under ‘Transact’ click on "SWP"
4. Click on ‘SWP Registration’
5. Click on ‘Register SWP’ for the respective source scheme
6. Fill up the Online SWP registration form
7. Click on send OTP, once OTP received on registered Email-Id/Mobile Number, kindly enter the same.
8. Click on ‘Submit’ and confirm the SWP registration request by clicking on ‘Confirm’ option

The various types of Triggers available to the Unit holder are:< /p>

a. Event-based Triggers: Unit holder can also set triggers based on the occurrence of a particular external event that affects the value of investment. For example,

• Value of investment reaches or crosses a particular value
• Investment Value appreciates by specified %
• Capital appreciation of a particular amount
• NAV reaches or crosses a particular value
• NAV appreciates by specified %
• Switch on a particular day or date
• BSE Sensex Rise/Fall by specific points/percentage
• BSE /NSE Sensex reaches specific points/percentage
• NSE NIFTY Rise/Fall by specific points/percentage

b. Time based Triggers: Time based triggers are actioned on the day and /or date opted by the investor. For e.g. If investor has opted particular day or date trigger for redeeming specified amount to buy some gift for his/her relative’s birthday, a trigger could be set based on the date as requested by the Unit holder or Investor can give a redemption request before a specific date - 25th Wedding Anniversary,  retirement date, three years from date of trigger or  son/daughter reaches the age of 21.

When you feel that your portfolio needs rebalancing, STP comes in handy and saves you from lots of operational hassles that would otherwise go in transferring funds into equity schemes.
When market conditions are in favor of equity growth in near future, it’s good to skew your portfolio towards equity for better returns with the help of STP.

The Offline SIP facility is available at NO CHARGE. However charges can be levied by your bankers.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

The applicable exit load will be charged at the time of redemption/switch out/STP/SWP irrespective of the amount invested. In case of SIP, we follow FIFO (First In First Out) method to calculate the exit load. If you start 1 year SIP on 5th July 2011 in Quantum Long Term Equity Value Fund then the exit load for that month’s investment will be applicable up to 5th July 2013. The exit load for your last installment on 5th June 2012 will be NIL after 5th June 2014.

Please find below the exit load structure of each scheme;

• Quantum Long Term Equity Value Fund: Please click here to view the load structure of the scheme

• Quantum Liquid Fund: Please click here to view the load structure of the scheme

• Quantum ELSS Tax Saver Fund: Please click here to view the load structure of the scheme

• Quantum Equity Fund of Funds: Please click here to view the load structure of the scheme

• Quantum Gold Savings Fund: Please click here to view the load structure of the scheme

• Quantum Multi Asset Fund of Funds: Please click here to view the load structure of the scheme

• Quantum Dynamic Bond Fund: Please click here to view the load structure of the scheme

• Quantum ESG Best In Class Strategy Fund: Please click here to view the load structure of the scheme

• Quantum Nifty 50 ETF Fund of Fund: Please click here to view the load structure of the scheme

• Quantum Small Cap Fund: Please click here to view the load structure of the scheme

• Quantum Multi Asset Allocation Fund: Please click here to view the load structure of the scheme

• Quantum Ethical Fund: Please click here to view the load structure of the scheme

For New Investors:

Fill all the required information and attach the below mentioned documents as supporting.

For Existing Investors

Fill all the required information and attach the below mentioned documents as supporting.

Duly filled and signed Systematic Transaction Form

Submission of the Form

You can submit your physical applications along with all required supporting documents at the addresses mentioned below:

Yes, you can modify/pause/cancel your online STP. If you wish to modify/pause/cancel the existing STP registered with us through Quantum Website or Mobile Application, you can do so by following the below mentioned procedures:

Note:

1. The online STP modification/cancellation request needs to be submitted 5 business days prior to the next STP date opted by you online.
2. In case the modification request received involves change in the STP amount and if any STP installment is due within 5 business days from the date of modification request received, the said installment will be processed as per the amount of the STP registered before modification
3. Modification can only be done in the STP amount and STP end period

The Online SWP facility is available at NO CHARGE.

Following is the procedure for Instant redemption.

You can start online STP, through Direct & Regular Plans for the following schemes:

Quantum Mutual Fund offers you Online SIP (URN Based) through the banks mentioned below. Please note that you need to have your net banking with utility payment facility with your bank to avail of this facility.

Mode of Registration:
Net Banking Mode - Can be registered through the respective bank’s net banking module
Mobile Banking Mode - Can be registered through the respective bank’s mobile banking option

Payment Mode:
Auto Pay - Auto pay option will enable automatic debit of the SIP amount from the bank account without any manual intervention from the Investor.
View & Pay - View & Pay is an option to manually authorize the payment (in investor’s bank login) on or before each SIP date opted to avoid reversal of units.

SWP instructions will take 5 business days for registration with the registrar. The first withdrawal will be carried out only after the registration.

Note: Minimum balance to start STP: Rs.5000/-

The minimum amount for the instant redemption per day per PAN, is Rs. 500/- and multiple of Rs.1/ - thereafter.

With effect from 01st March, 2019 the maximum redemption amount shall be Rs. 50,000 or 50% of latest value of investment (as per last available NAV on records) in the scheme, whichever is lower. This limit shall be applicable per calendar day, per scheme, per investor.

The Instant Redemption transaction will be processed by applying lower of Previous Day NAV or Prospective NAV.

• (a) When the application is received up to 3.00 pm – the lower of (i) NAV of previous Calendar Day and (ii) NAV of Calendar Day on which application is received; will be considered.
• (b) When the application is received after 3.00 pm – the lower of (i) NAV of the Calendar Day on which such application is received, and (ii) NAV of the next Calendar Day will be considered.

The instant redemption amount will be credited to investor’s account (incase all pre-requisites are fulfilled). Also we endeavor to credit the amount into investor’s account within 30 minutes from the transaction time. Incase of any failure of instant redemption payment (due to any bank issue etc), the amount will be credited to investor’s account as per existing SEBI guidelines.

The redemption proceeds will be credited into the bank account selected while placing the instant redemption.
Note: The selected bank account should be IMPS enabled.

No. Instant redemption facility is not available for the demat investors.

To know more about investing online in India’s 1st Direct to Investor Mutual fund, Please Click here. Please note that you need to be KYC compliant to invest with us. Click here to read more about KYC.

Please check our FAQs on SIP Online to know the procedure to register an online SIP.

Online SIP instructions will take a minimum of 21 Calendar Days for activation by the Registrar and the Bank. The first auto debit will be carried out only after the registration is completed by the Registrar and the Bank.

Online STP instructions will take 5 business days for registration with the registrar. The first STP transaction will be carried out only after the registration. 

Offline SIP registered through Auto Debit mode -

If you wish to change the bank details for your existing Systematic Investment Plan (SIP) registered through the above mode, you need to submit the request for cancellation of existing SIP.  It will be cancelled within Transaction (T) + 2 working days.

To register SIP with new bank, you need to submit a duly filled and signed One Time Mandate along with the SIP Auto Debit form alongwith a cancelled cheque copy of your new bank account. It will be registered within 21 calendar days.

Simultaneously you need to submit duly filled and signed  Multiple Bank Account Registration Form mentioning the new bank account details alongwith a cancelled original bank cheque leaf or attested copy of Bank statement/ Certificate / Bank Pass Book duly attested by the bank manager. New bank details will be updated and registred within 10 working days. 

NAV (Net Asset Value) Applicability for Purchase:

For Liquid Funds: Where the application is received up to 1.30 p.m. on a Business Day at the official point(s) of acceptance and funds for the entire amount of subscription/ purchase (including switch in) as per the application are credited to the bank account of the Scheme and are available for utilization before the cut-off time (1.30 p.m.) - the Closing NAV of the day immediately preceding the day of receipt of application.
In respect of valid application received after 1.30 p.m. on a Business Day at the official point(s) of acceptance and funds for the entire amount of subscription / purchase (including switch in) as per the application are credited to the bank account of the Scheme on the same day or before the cut-off time of the next business day i.e. funds are available for utilization before the cut-off time (1.30 p.m.) of the next Business Day, the closing NAV of the day immediately preceding the next Business Days ;

For Non-Liquid Funds  - Where the application is received up to 3.00 p.m. on a Business Day at the official point(s) of Acceptance and funds for the entire amount of subscription/ purchase (Including switch-in) as per the application are credited to the bank account of the Scheme and are available for utilization before the cut-off time (3.00 p.m.), the closing NAV of the day shall be applicable.
In respect of valid application received after 3.00 p.m. on a Business Day at the official Point(s) of acceptance and funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the Scheme on same day or before the cut-off time of the next business day i.e. funds are available for utilization before the cut-off time of next Business Daythe closing NAV of the next Business Day shall be applicable

NAV (Net Asset Value) Applicability for Redemption:
For Liquid Funds:Where the application is received  up to 3 p.m. on a Business Day - the closing NAV of the day immediately preceding the next Business Day, shall be applicable.n respect of valid applications received after 3 p.m. on a Business Day - the closing NAV of the next Business Day shall be applicable.
For Non-Liquid Funds  - IWhere the application is received up to 3 p.m. on a Business Day, the closing NAV of the day of receipt of application shall be
applicable.In respect of valid applications received after 3 p.m. on a Business Day, the closing NAV of the next Business Day shall be applicable.

NAV (Net Asset Value) Applicability for Switch:
Please refer our link https://invest.quantumamc.com/onlinenew/Switch%20Matrix.pdf on Switch Matrix for detailed information on NAV Applicable for switch transactions

Transmission of units is done in the event of the death of the first unit holder wherein only the transfer of units will take place from the unit holder’s name to the claimant’s name.
Process:

Note:

Kindly refer to AMFI guidelines on the same for additional details.

Note :

a. The ongoing systematic transactions (SIP/STP/SWP) will be terminated post the transfer of units into the new folio.
Post the transfer of units, the claimant has to provide the new folio number allotted to him for any financial/non-financial transaction.

b. As per the ELSS, in the event of the death of the 'Assessee', the nominee or legal heir as the case may be shall be able to withdraw the investment only after the completion of1 (one) year from the date of allotment of the Units to the 'Assessee'. Accordingly, transfer of Units (allotted to 'Assessee' as defined under the ELSS) to nominees as mentioned above will be carried out only after the completion of 1 (one) year from the date of its allotment. The restriction of 3 (three) year shall apply to units allotted to investors other than the deceased 'Assesses' referred to above.

The investor can change his/her existing bank details under the folio. You can also add or register up to 5 bank accounts in the folio.

Online Process:

Please click here to know more about online process.

Offline Process:

Note:

The investor can change his/her Email-id and Contact number under the folio.

Process:

Online - You can change your Email Id and contact details through "Manage Account>Modify Contact Details/Modify Email id" option under Login. Please note that PIN is required for change of each criteria.

Offline - You can update your email id/ contact number by any of the following way.

1. Request Letter - A duly signed letter/Transaction Slip mentioning the Email Id, Mobile Number and any other contact details can be submitted to AMC branch / any of the KFin Technologies Limited.

2. Email/SMS -

a. Email - The investor can send an email from the registered email id to update the email id/contact number (mobile/ residential/office number) at [email protected]

b. SMS -The email id/mobile number can also be updated by sending an SMS from the registered mobile number on 9243223863.

Note: The folio number and the new contact details have to be mentioned in the request submitted.

For the latest updates please Click Here

If you have invested in multiple schemes of the same fund house with different folios or invested in same scheme with multiple folios, you can combine/merge all these folios into one consolidated folio instead of keeping track of each scheme/each folio separately in a scheme or across multiple schemes. This process is called consolidation of folios.

Most investors fill in a fresh application form even while investing in the same Mutual Fund or investors tend to invest in same scheme with different folio in case he wants to invest with different holding pattern. This leads to creation of multiple folios (accounts) and investors may find it difficult to maintain and keep records. Mutual Funds and Registrars have given investors the option to CONSOLIDATE all their folios in the same Mutual Funds into one single folio. Consolidation is the merger of two or more folios into one single folio however subject to some parameters/conditions/criteria.

Consolidating folios into one would give you the benefit of having to track and transact in one folio and allow you a single view of your investments in the Fund - all investments in a Fund would reflect in a single statement under one folio.

Process:

Offline: A duly filled and signed Folio Consolidation Form by the unit holders (according to mode of holding).

Online:

1. Visit www.QuantumAMC.com
2. Login with your user id/PAN and password/OTP (The source and target folio must be mapped with the same user id)
3. Click on ‘Folio Consolidation’ under the Manage Account
   
4. Enter the PIN and click on ‘Submit’
5. Enter the source and target folio (If the mode of holding in the target folio is ‘Single’ and no nominee is registered, you will get a pop –up message to register a nominee or select another folio. Nominee can be registered online under Non-Commercial Transactions > Nominee Updation option)
6. Click on Submit
7. An acknowledgement of consolidation message will display on-screen. Also it will be triggered on the email id and mobile number (registered in the target folio).

To know more about the consolidation please Click Here

Investor to submit to us a completed and signed Unclaimed Redemption/Dividend Form (available in the download section of our website).

Note:

If your already have an OTM/NACH registered in the respective folio, then you may either select OTM/NACH for making the payment or you may opt for NEFT / RTGS payment mode whereby you will be required to first transfer the payment to anyone of our Collection Bank Accounts (NEFT/RTGS Bank Detail); after transferring the investment amount, you may then initiate an additional purchase transaction on IVRS as per steps mentioned above and during this session, you will be prompted to enter the last 4 numeric digits of the NEFT/RTGS Bank Reference Number to complete the transaction request and further identification and tracking of funds.

If you do not have an OTM/NACH registered in the folio, we suggest you to register using Online / Offline Procedure. Please visit our FAQ section ‘One Time Mandate NACH’  for more information on the same. However, you may still use NEFT / RTGS payment mode as mentioned above.

• IVR stands for Interactive Voice Response (IVR), a technology that allows an automated system to interact with humans through the use of voice and Dual Tone Multi-Frequency signaling (DTMF) tones input via keypad. IVR allows customers to interact with a company’s host system via a telephone keypad after which they can service their own inquiries by following the IVR dialogue. IVR systems can respond with prerecorded or dynamically generated audio to further direct users on how to proceed.

A written application for the change / registration of the joint holder’s email id is required, duly signed as per the mode of holding.

The Turn Around Time (TAT) for the Non-Commercial transaction is maximum 10 business days.

KRA generally takes 15 days for updation of these information (however it can be delayed due to various reasons). Once the details get updated in the respective KRA, it will get updated in our records as well.

You can submit your applications along with all required supporting documents as mentioned below:

The investor can change his tax status from Resident Individual to Non-Resident Individual and vice versa. Please refer the below offline and online procedures.
Offline Process:

Online Process:

NOTE: i) If photocopy of any document is submitted, it should be certified by the bank or investors must produce original for verification. Incase of change of tax status from RI to NRI, the bank account type should be a NRO Bank Account (Non- Resident Ordinary) only as the investment amount earlier was non-repatriable.
ii) It will take 10 working days for the change of resident status request to be processed ( subject to verification ).

The unique features of small cap fund are:

• Liquidity and market cap will be important considerations – Disciplined about fund capacity to avoid large size becoming a hindrance to performance

• Strong Research Capabilities to navigate large small cap universe

• Emphasis on Governance and Management Quality

• Selects stocks based on Growth at Reasonable price (GARP) approach.

• Employs a long-term Approach to capitalize on compounding that small businesses offer

Small Cap Stocks have the potential to create wealth and generate alpha over the long term as these are under-researched, generally often mis-priced, innovative, or niche businesses with a long growth runway and scope to increase market share. These stocks can offer investors exposure to emerging themes and sectors which may not be covered under large and mid-cap companies.

The key advantages of Quantum Small Cap Fund are:

1. True to Label Fund   - Disciplined about fund capacity to prevent large size becoming a hindrance to performance.

2. Prioritizes Liquidity - Minimum Rs. 2cr Average Value per day in all stocks

3. High-Conviction Portfolio -  Of 25 to 60 Stocks for optimal diversification to avoid becoming a “Closet” Small Cap Index.

4. Agile Portfolio Construction - Track Record since 2006 of judiciously building portfolios.

5. Ensuring Limited Ownership - General limit of 5% of market capitalisation holding in all stocks.

6. Sizeable Stock Exposure - Minimum weight of 2% at cost in each stock.

NAV Applicability

If the valid application received up to 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription/ purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme and are available for utilization before the cut-off time (3.00 p.m.)- the closing NAV of the day shall be applicable. If the valid application received after 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme on same day or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day- the closing NAV of the subsequent Business Day shall be applicable;

Irrespective of the time of receipt of application at the official point(s) of acceptance, where the funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Schemes on or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day - the closing NAV of such subsequent Business Day shall be applicable;

For Systematic Investment Plan (SIP), Systematic Transfer Plan (STP), Dividend Transfer Facility:

The units will be allotted based on which the funds are available for utilization by the respective schemes / target schemes irrespective of the installment date of the SIP, STP or record date of dividend declarations. It may also be noted that allotment of units in the normal course will be based on realization of amount of subscription or the date of receipt of application or the date of instalment (in case of SIP) whichever is later if both realization and application dates are different.

Further, if the time of realization of funds can’t be ascertained then the allotment of units will be as per the day and date of realization of amount of subscription.

Load structure for the Quantum Dynamic Bond Fund is mentioned below:

Entry Load: Not Applicable (In terms of SEBI circular no. SEBI/IMD/CIR No. 4/ 168230/09 dated June 30, 2009 it has been notified that, w.e.f. August 01, 2009 there will be no entry load charged to the schemes of any Mutual Fund and upfront commission to the distributors will be paid by the investor directly to the Distributor, based on his/her assessment of various factors including the service rendered by the distributor.)

It should be noted that Quantum Mutual Fund has not charged Entry Load for any of its schemes since inception. We were one of the first mutual funds in India to launch schemes with no entry load, much prior to SEBI discontinuing the same.

There is NO exit load if you wish to redeem or switch out from the scheme.

Quantum Long Term Equity Value Fund offers Growth Option and IDCW Option.

If you decide to opt for the IDCW option, you would again have to choose one of the facilities: IDCW Payout or IDCW Reinvestment.

IDCW history of the scheme

We have not paid out IDCW since our Inception, but, we do know how to manage your money, and manage it well - our NAV has nearly doubled, and our expense ratios have moved down – ensuring you of even better returns. Read our article on "We invite you to declare your own Dividend".

Note: IDCW stands for "Income Distribution cum Capital Withdrawal"

Taxation of Mutual Funds in India can be divided in two parts Capital Gains & Dividends. Click here to understand the details on Taxation

Legal Entity Identifier (LEI) is a 20-digit number used to identify parties to financial transactions worldwide. The regulator has introduced LEI to improve the quality and accuracy of financial data reporting systems for better risk management. It is used to create a global reference data system that uniquely identifies every legal entity in any jurisdiction that is party to a financial transaction.

Yes, there is an option to hold the units in dematerialized mode. To avail the same you should have a Demat/beneficiary account with a DP (depository participant) and need to mention all the details of your account number and DP while filling the application form.

Click here to view the FAQs on Demat.

Please note that the units of Exchange traded funds i.e. Quantum Gold Fund and Quantum NIFTY 50 ETF can only be held in Demat form.

Please Click Here to view the Bank list with the different modes of payment.

PLEASE NOTE THAT YOU NEED TO BE KYC COMPLIANT TO INVEST WITH US.

Click here to know more about KYC.

Systematic Investment Plan, Systematic Transfer Plan and Systematic Withdrawal Plan are not available under QGF.

Investors can avail of these facilities by investing in the Quantum Gold Savings Fund. Click here to read about Quantum Gold Savings fund.

Investors do have the option of regularly buying units from the listed exchanges and accumulating their QGF holdings.

Systematic Investment Plan, Systematic Transfer Plan and Systematic Withdrawal Plan are not available under Quantum Nifty 50 ETF.

Investors do have the option of regularly buying units from the listed exchanges and accumulating their QNF holdings.

PLEASE NOTE THAT YOU NEED TO BE KYC COMPLIANT TO INVEST WITH US.

Click here to know more about KYC.

Fund of Fund is a mutual fund scheme investing in schemes of other mutual funds.

Quantum Gold Savings Fund - QGSF is an open ended Funds of Fund scheme that invests in units of the Quantum Gold Fund (ETF), which in turn invests in physical gold. It is an ideal investment vehicle if you do not have a demat account and want to invest in Gold ETFs. The Quantum Gold Savings Fund also provides investors with a simple way to regularly invest in gold through Systematic Investment Plans. You can invest through the regular investment process without holding or opening a Demat account.

Investors looking to add Gold under their current portfolio and do not have Demat account should directly invest in QGSF. Some attributes of QGSF other than the complete transparency we offer and the convenience of Investing Online without any paperwork are;

The current expense ratio of the Direct Plan of the Quantum Liquid Fund is 0.16% p.a. and the expense ratio for the Regular Plan is 0.26% p.a. with effect from August 19, 2020.

There is a saying in the world of investing, which is “higher the risk, higher the gain”. This is very significant when we speak of investing in the stock markets or Equities. Over the long term (5 years or more) Equities tends to give better returns to the investor, which also goes with the inherent risk of investing in Equities. For example over the last 10 years the BSE Sensex has given returns in the range on 18-20% (Source Bloomberg), which is probably higher than other vehicles of investment. However, we know how unpredictable the markets can be, hence sound investment strategies like a bottom-up stock selection process can be used to minimize risk. Click here to read more about Investment Philosophy.

An Equity Linked Savings Scheme or ELSS is a mutual fund scheme that invests in equity and equity related securities and are eligible for a deduction under section 80C of the Income Tax Act, 1961. These schemes have a lock-in period of three years, and thus, investments made in such a scheme cannot be redeemed / switched out before the completion of 3 years since the date of investment.

Quantum ELSS Tax Saver Fund - QETSF is an open ended equity linked savings scheme or ELSS having 3 years lock in period. Open Ended Scheme means it is open for purchase and redemption on all business days. Investors can conveniently buy and sell (after the lock in period) units at Net Asset Value ("NAV”) based prices offering complete liquidity.

Investors looking to invest in equity for minimum of 3 years with high risk appetite and avail tax benefits with the same can invest in Quantum ELSS Tax Saver Fund. Some attributes of Quantum ELSS Tax Saver Fund other than the complete transparency we offer and the convenience of Investing Online without any paperwork are;

Fund of Funds is a mutual fund scheme investing in schemes of other mutual funds. It uses its expertise in identifying schemes and fund houses for investments. The expertise reduces the risk of wrong selection of funds. It also reduces the hassles of making multiple investments.

Equity Fund of Funds will invest in equity schemes of other mutual funds.

Quantum Equity Fund of Funds - QEFOF is an Open Ended Fund of Funds scheme Investing in Open Ended Diversified Equity Schemes of Mutual Funds. The fund will be investing in 5-10 diversified equity schemes of third party mutual funds. Open Ended Scheme means it is open for purchase and redemption on all business days. Investors can conveniently buy and sell units at Net Asset Value ("NAV”) based prices offering complete liquidity.

It is a suitable option for investors who have no time to do research on various equity funds and track their performance. Some attributes of QEFOF other than the complete transparency we offer and the convenience of Investing Online without any paperwork are;

NAV Applicability

If the valid application received up to 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription/ purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme and are available for utilization before the cut-off time (3.00 p.m.)- the closing NAV of the day shall be applicable. If the valid application received after 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme on same day or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day- the closing NAV of the subsequent Business Day shall be applicable;

Irrespective of the time of receipt of application at the official point(s) of acceptance, where the funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Schemes on or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day - the closing NAV of such subsequent Business Day shall be applicable;

For Systematic Investment Plan (SIP), Systematic Transfer Plan (STP), Dividend Transfer Facility:

The units will be allotted based on which the funds are available for utilization by the respective schemes / target schemes irrespective of the installment date of the SIP, STP or record date of dividend declarations. It may also be noted that allotment of units in the normal course will be based on realization of amount of subscription or the date of receipt of application or the date of instalment (in case of SIP) whichever is later if both realization and application dates are different.

Further, if the time of realization of funds can’t be ascertained then the allotment of units will be as per the day and date of realization of amount of subscription.

Please refer below table for the minimum amount required to invest or redeem in the Quantum Long Term Equity Value Fund.

The Benchmark Index for the Quantum Long Term Equity Value Fund is Tier 1 S&P BSE 500 - Total Return Index (TRI) and Tier 2 S&P BSE 200 - Total Return Index (TRI) .  It appropriately represents the returns from the S&P BSE 500 S&P BSE 200 Index since it includes the dividend received from the S&P BSE 500 and 200 companies. 

The following features are available in the scheme:
Systematic Investment Plan (SIP) (on an going basis): This feature enables investors to save and invest periodically over a long period of time. Click here to know more about SIP in detail.

Systematic Withdrawal Plan (SWP) (On an going basis): This feature enables an investor to withdraw amount/units from their holdings in the Scheme at periodic intervals through a one-time request. Click here to know more about SWP in detail.

Systematic Transfer Plan (STP) (On an going basis): This feature enables an investor to transfer fixed amounts from their accounts in the scheme to another scheme within a folio from time to time. Click here to know more about STP in detail.

Switch options: Click here to view switch matrix for the applicable NAV.

Triggers:
A trigger is facility that allows you to specify an exit target (linked to value or time) or to receive an update when the desired levels are reached. The moment this target is achieved, the trigger gets activated. There can be Alert triggers or Action trigger. Click here to view the FAQ on Trigger Facility

Please refer below table for the minimum amount required to invest or redeem in the Quantum ELSS Tax Saver Fund.

Taxation of Mutual Funds in India can be divided in two parts Capital Gains & Dividends. Know more on the Tax implications.

Direct Plan:
The expense ratio of the Direct Plan of the Quantum Long Term Equity Value Fund is 1.10% p.a. with effect from August 1, 2023 (Post GST).

Regular Plan:
The expense ratio of the Regular Plan of the Quantum Long Term Equity Value Fund is 2.00% p.a. with effect from August 1, 2023 (Post GST)

Direct Plan:
The expense ratio of the Direct Plan of the Quantum Dynamic Bond Fund is 0.55% p.a. with effect from August 1, 2023 (Post GST).

Regular Plan:
The expense ratio of the Regular Plan of the Quantum Dynamic Bond Fund is 1.00% p.a. with effect from August 1, 2023 (Post GST).

To check the performance of the Quantum Long Term Equity Value Fund you will have to go through the current factsheets.
Click here for detailed Scheme Factsheet.

The Quantum Gold Fund offers only Growth Option.

An open-ended fund issues and buys back units from investors on a continuous basis. This gives rise to two different prices at which the two transactions take place.

Sale price is the price at which the fund issues fresh units to the investor. It is linked to the net asset value (NAV) of the fund.

Repurchase price is the price at which the fund buys back units from the investor.

In other words the following is used:

Sale Price = Applicable NAV *(1 + Sales Load, if any)

Repurchase Price = Applicable NAV *(1 - Exit Load, if any)

E.g. If the applicable NAV is Rs. 10.00; sales/entry load is nil and the exit/repurchase load is 2 percent then the sales price will be Rs. 10.00 and the repurchase price will be Rs. 9.80.

Valuation of your investments = Number of units held * NAV of the scheme as on the last business day

For example:
Number of units available with you for investment in Quantum Long Term Equity Value Fund (Growth option) – 1000 units.

NAV of Quantum Long Term Equity Value Fund (Growth option) as on 30th September 2012 – Rs. 24.18

So the valuation of your investments = (1,000 * Rs. 24.18) = Rs. 24,180.00.

The NAV details of our schemes are updated under the section ‘Schemes and NAV > NAV Details’ on our website - www.quantumamc.com > Click here  to view the current NAV Details

The NAV is also updated on the AMFI website.(www.amfiindia.com)

For investors having an online User Id and password for our Invest Online section, can view their valuation of investments through the section ‘My Portfolio > Portfolio Summary’.
Click here to know more about our Login Facility.

The investment objective of the Scheme is to generate modest capital appreciation while trying to reduce risk (by diversifying risks across asset classes) from a combined portfolio of equity, debt / money markets and Gold schemes of Quantum Mutual Fund.

The Scheme may invest in the units of debt / money market schemes of other mutual funds to gain exposure to debt as an asset class to manage any investment and regulatory constraints that arise / that prevent the Scheme from increasing investments in the schemes of Quantum Mutual Fund.

There can be no assurance that the investment objective of the Scheme will be realized.

Yes

The investment objective of the scheme is to generate long-term capital appreciation by investing in a portfolio of open-ended diversified equity schemes of mutual funds registered with SEBI. There can be no assurance of positive returns from following the stated investment strategy

The present load structure for non-ETF schemes is as mentioned below.

If you are an existing investor of Quantum Mutual Fund, you can switch the units between schemes in the same folio. You may Click Here to refer the Switch Matrix or below table for the applicable NAV while switching.

Transaction request received date and time or Credit received date and time whichever is later will be considered for NAV applicability.

Multi-Asset Allocation fund can be suitable for a wide range of investors, including:

1. Balance risk & reward: Those seeking downside protection and a balanced approach with lower volatility than pure equity investments without compromising on the growth potential may benefit from this fund.
2. Retirement Savers: Individuals saving for retirement may appreciate the risk management and inflation-beating features of Multi-Asset Allocation fund, especially as they approach retirement age and seek to preserve capital.
3. Novice Investors: Those who are new to investing may find this fund attractive due to the professional management and measured exposure to equities that they offer.
4. Investors Seeking Diversification: Investors looking to diversify their portfolios beyond traditional equity and fixed-income investments can benefit from the dynamic Asset Allocation diversification provided by Multi-Asset Allocation fund.
5. Individuals with Limited Time or Expertise: Investors who lack the time, knowledge, or expertise to construct and manage a diversified investment portfolio on their own may find this fund convenient and effective.
6. Option to an FD: Investors looking to cope with inflation better than traditional Bank Fixed Deposits along with indexation benefits at time of taxation may find Multi-Asset Allocation funds suitable for achieving these objectives.

Multi-Asset Allocation fund offer several advantages for investors:

Quantum Multi Asset Allocation Fund invests in a diversified portfolio of Equity & Equity Related Instruments, Debt & Money Market Instruments and Gold Related Instruments

The Fund's Asset Allocation strategy includes deploying 35-65% corpus in equity and equity-related securities, 25-55 % towards debt and money market instruments, 10-20% in gold ETF The Fund will predominantly invest in securities of Nifty 50 index and other large cap stocks for its equity component, sovereign and PSU debt securities across durations for its fixed income allocation and Quantum Gold ETF for its Gold component.

The investment objective of the Quantum Multi-Asset Allocation Fund is to generate modest capital appreciation while trying to reduce risk (by diversifying risks across asset classes) from a combined portfolio of equity, debt/money markets and gold investments.

Portfolio allocation between the units of equity, debt/ money markets and gold broadly depends on the relative valuations between the asset classes. Relative valuations are determined by evaluation of various influencing factors. Some of the factors include:

• Price/Earnings Ratio relative to historical averages;
• The relationship between Earnings Yield to Bond Yield relative to historical averages;
• Macroeconomic factors prevailing globally, and within India.

After determining the optimal Asset Allocation, the Portfolio/ Investment Team determines the allocation to specific equity, debt / money markets and gold instruments within the Asset Allocation. The allocations would be regularly reviewed and necessary portfolio changes would be carried out based on the analysis suggested by various influencing factors

Depending on the holding period and your tax bracket, capital gains are subject to taxation.

Short term capital gains for a duration less than 3 years is subject to taxation as per marginal tax rates.

While long term capital gains for a duration greater than 3 years are eligible for taxation at 20% with indexation benefit. You thus get the potential to save more tax than conventional investments such as bank fixed deposits where returns are taxed as per your income tax slab. This translates to a better return on investment, especially for investors in the highest income tax bracket.

While both funds aim to generate modest capital appreciation while trying to reduce risk by diversifying across asset classes, the Quantum Multi Asset Allocation Fund invests directly in stocks, bonds and Gold ETF and the Quantum Multi Asset Fund of Funds invests in schemes of Quantum Mutual Fund which invests in Stocks, Bonds and Gold.

Minimum allocation to equities in Quantum Multi Asset Allocation Fund will be 35%. Minimum allocation to equities in Quantum Multi Asset Fund of Funds will be 25%.

For a holding period of 3 years or more, gains from the Quantum Multi Asset Allocation Fund will be subject to 20% tax with indexation benefits compared to marginal tax rate for Quantum Multi Asset Fund of Funds (which is classified as Debt fund for taxation purpose).

Direct Plan:
The expense ratio of the Direct Plan of the Quantum ESG Best In Class Strategy Fund is 0.85% p.a. with effect from August 1, 2023 (Post GST).

Regular Plan:
The expense ratio of the Regular Plan of the Quantum ESG Best In Class Strategy Fund is 2.10% p.a. with effect from August 1, 2023 (Post GST).

The process of transferring an investment from one fund to another is called “Switch”. A switch from one scheme to the other is treated as ‘redemption’ from the scheme from where it is switched out and the scheme into which it is being switched is treated as ‘purchase’. Thus, you will be liable for any 'applicable' exit load.

As load on switches may change anytime, investors are required to update fresh provisions by contacting us or reading the addendum issued from time to time. Please refer to the SID for details.

You can switch units through online as well as through physical mode.

Online Process:

•   Existing investors who are KYC complaint can apply for switch

Where Units under a Scheme are held under both Existing/ Direct and Regular Plans and the redemption / Switch request pertains to the Regular Plan, the same must clearly be mentioned on the request (along with the folio number), failing which the request would be processed from the Existing / Direct Plan. However, where Units under the requested Option are held only under one Plan, the request would be processed under such Plan.

The Benchmark of Quantum Small Cap Fund is S&P BSE 250 Small Cap TRI

Dividend Distribution Tax (DDT): Previously, dividends were tax free in the hands of investors but were taxable at source at the scheme level. Now the dividend option is christened as IDCW option and is taxable at the hands of the investor as per marginal tax rates. TDS is levied at a rate of 10% on IDCW income over Rs 5,000 received from mutual funds.

Direct Plan:
The expense ratio of the Direct Plan of the Quantum ESG Best In Class Strategy Fund is 0.85% p.a. with effect from August 1, 2023 (Post GST).

Regular Plan:
The expense ratio of the Regular Plan of the Quantum ESG Best In Class Strategy Fund is 2.10% p.a. with effect from August 1, 2023 (Post GST).

Current expense ratio is 0.094% p.a. with effect from September 30, 2020. (0.08% excluding statutory levies and taxes).
Effective 01 Dec 2018, the base TER has undergone a change, however the Total Expense Ratio remains the same.

Mr. Pankaj Pathak (Since March 1, 2017) is managing the scheme.

Mr. Pankaj Pathak has overall 12 years of experience in debt market. Wherein 6.5 years in trading in fixed income securities, Economic Research and CRR / SLR management. He has been with Quantum Asset Management Company Pvt. Ltd. since August 2013.
Prior to joining Quantum, he was associated with Bank of Maharashtra.

He holds an B.Sc. (Electronics), degree and has completed his Post Graduate Diploma in Banking & Finance, passed all levels of CFA from CFA Institute (USA), JAIIB and CAIIB from Indian Institute of Bank Management.

Click here to vew the profile

The Benchmark Index for the Quantum ELSS Tax Saver Fund is Tier 1 S&P BSE 500 - Total Return Index (TRI) and Tier 2 S&P BSE 200 - Total Return Index (TRI) . It appropriately represents the returns from the S&P BSE 500 S&P BSE 200 Index since it includes the dividend received from the S&P BSE 500 and 200 companies.

PLEASE NOTE THAT YOU NEED TO BE KYC COMPLIANT TO INVEST WITH US.

Click here to know more about KYC.

To check the performance of the scheme you will have to go through the current factsheets.
Click here for detailed Scheme Factsheet.

Please refer below table for the minimum amount required to invest or redeem in the Quantum Equity Fund of Funds.

Multiple scheme selection is a facility which enables the investor to select two or more (maximum 10) schemes at a time while investing in Mutual Fund. The investor has to initiate the payment only once for all his multiple purchases. This facility saves a lot of time and is very convenient for the investors.

Load structure for the Quantum Liquid Fund is mentioned below:
Entry Load: NIL*
* Not Applicable (In terms of SEBI circular no. SEBI/IMD/CIR No. 4/ 168230/09 dated June 30, 2009 it has been notified that, w.e.f. August 01, 2009 there will be no entry load charged to the schemes of any Mutual Fund.)

It should be noted that Quantum Mutual Fund has not charged Entry Load for any of its schemes since inception. We were one of the first mutual funds in India to launch schemes with no entry load, much prior to SEBI discontinuing the same.

The following features are available in the scheme:
Systematic Investment Plan (SIP) (on an going basis): This feature enables investors to save and invest periodically over a long period of time. Click here to know more about SIP in detail.

Systematic Withdrawal Plan (SWP) (On an going basis): This feature enables an investor to withdraw amount/units from their holdings in the Scheme at periodic intervals through a one-time request. Click here to know more about SWP in detail.

Systematic Transfer Plan (STP) (On an going basis): This feature enables an investor to transfer fixed amounts from their accounts in the scheme to another scheme within a folio from time to time. Click here to know more about STP in detail.

Switch options: Click here to view switch matrix for the applicable NAV.

Triggers:
A trigger is facility that allows you to specify an exit target (linked to value or time) or to receive an update when the desired levels are reached. The moment this target is achieved, the trigger gets activated. There can be Alert triggers or Action trigger. Click here to view the FAQ on Trigger Facility

To check the performance of the Quantum Nifty 50 ETF Fund you will have to go through the current factsheets.

Yes, there is an option to hold the units in dematerialized mode except for Quantum Liquid Fund- Daily Reinvestment of Income Distribution cum Capital Withdrawal (IDCW) Option of the Scheme.  

To avail the same you should have a Demat/beneficiary account with a DP and need to mention all the details of your account no. and DP while filling the application form.

Also please note that SIP is allowed in Demat mode but Switch - In/ Switch- Out/ Systematic Withdrawal Plan / Systematic Transfer Plan are currently not available in the demat mode.

Click here to view the FAQs on Demat.

Taxation of Mutual Funds in India can be divided in two parts Capital Gains & Dividends.
Click here to understand the details on Taxation

The performance of the Quantum Nifty 50 ETF will be benchmarked to the performance of Nifty 50 - Total Return Index. The scheme will track Nifty 50 - Total Return Index and portfolio of the scheme comprises by replicating the Index in the same weightage as in the Nifty subject to tracking error. Thus, the aforesaid benchmark is such that it is most suited for comparing performance of the scheme.

The following features are available in the scheme:
Systematic Investment Plan (SIP) (on an going basis): This feature enables investors to save and invest periodically over a long period of time. Click here to know more about SIP in detail.

Systematic Withdrawal Plan (SWP) (On an going basis): This feature enables an investor to withdraw amount/units from their holdings in the Scheme at periodic intervals through a one-time request. Click here to know more about SWP in detail.

Systematic Transfer Plan (STP) (On an going basis): This feature enables an investor to transfer fixed amounts from their accounts in the scheme to another scheme within a folio from time to time. Click here to know more about STP in detail.

Switch options: Click here to view switch matrix for the applicable NAV.

Triggers:
A trigger is facility that allows you to specify an exit target (linked to value or time) or to receive an update when the desired levels are reached. The moment this target is achieved, the trigger gets activated. There can be Alert triggers or Action trigger. Click here to view the FAQ on Trigger Facility

The following features are available in the scheme:
Systematic Investment Plan (SIP) (on an going basis): This feature enables investors to save and invest periodically over a long period of time. Click here to know more about SIP in detail.

Systematic Withdrawal Plan (SWP) (On an going basis): This feature enables an investor to withdraw amount/units from their holdings in the Scheme at periodic intervals through a one-time request. Click here to know more about SWP in detail.

Systematic Transfer Plan (STP) (On an going basis): This feature enables an investor to transfer fixed amounts from their accounts in the scheme to another scheme within a folio from time to time. Click here to know more about STP in detail.

Switch options: Click here to view switch matrix for the applicable NAV.

Triggers:
A trigger is facility that allows you to specify an exit target (linked to value or time) or to receive an update when the desired levels are reached. The moment this target is achieved, the trigger gets activated. There can be Alert triggers or Action trigger. Click here to view the FAQ on Trigger Facility

Yes, there is an option to hold the units in dematerialized mode.

To avail the same you should have a Demat/beneficiary account with a DP and need to mention all the details of your account no. and DP while filling the application form.
Also please note that SIP is allowed in Demat mode BUT Switch in/ Switch out/ Systematic Withdrawal Plan/ Systematic Transfer Plan are currently not available in the demat mode.
View the FAQs on Demat.

To generate income and capital appreciation through active management of portfolio consisting of short term, long term debt and money market instruments.

Please refer below table for the minimum amount required to invest or redeem in the Quantum Multi Asset Fund of Funds.

Debt Funds or Income Funds are mutual fund schemes which invest in debt securities and money market instruments. They aim to generate income and moderate capital appreciation with relatively lower risk.

The Quantum Dynamic Bond Fund is a debt fund which gives the fund manager flexibility to actively manage the portfolio based on interest rate view. The fund will primarily invest in Government Securities and PSU Bonds / instruments rated AAA/ AA and so forth, thereby minimizing Credit Risk. It will focus on capital appreciation by taking positions when the fund management team feels interest rates would come down and try to minimize capital losses when the fund management team feels interest rates are going up.

Quantum Dynamic Bond Fund – QDBF is an Open Ended Dynamic Debt Scheme Investing Across Duration with defined credit exposure and dynamic maturity profile. The fund will tend to invest in high quality debt and money market instruments. The fund manager would have the flexibility to actively manage the portfolio based on interest rate views. If interest rates are expected to rise, it will invest in short term securities that mature early and re-invest the proceeds at higher rate. Conversely if interest rates are expected to fall the scheme would invest in long term bonds to lock in high interest rates. And if interest rates fall subsequently the value of bond will increase providing capital growth.

Some attributes of QDBF other than the complete transparency we offer are;

The following features are available in the scheme:
Systematic Investment Plan (SIP) (on an going basis): This feature enables investors to save and invest periodically over a long period of time. Click here to know more about SIP in detail.

Systematic Withdrawal Plan (SWP) (On an going basis): This feature enables an investor to withdraw amount/units from their holdings in the Scheme at periodic intervals through a one-time request. Click here to know more about SWP in detail.

Systematic Transfer Plan (STP) (On an going basis): This feature enables an investor to transfer fixed amounts from their accounts in the scheme to another scheme within a folio from time to time. Click here to know more about STP in detail.

Switch options: Click here to view switch matrix for the applicable NAV.

Triggers:
A trigger is facility that allows you to specify an exit target (linked to value or time) or to receive an update when the desired levels are reached. The moment this target is achieved, the trigger gets activated. There can be Alert triggers or Action trigger. Click here to view the FAQ on Trigger Facility

The scheme’s performance will be benchmarked against the price of physical gold in the domestic market. The Benchmark has been selected as the Scheme being Fund of Fund scheme predominantly investing in Quantum Gold Fund – Exchange Traded Fund investing in physical gold. Therefore, the aforesaid benchmark is most suited for comparing performance of the Scheme.

The Quantum Nifty 50 ETF may invest in the following Instruments:

The AMC uses a "passive" or indexing approach to try and achieve Schemes Investment objective. The scheme would alter the scrips /weights as and when the same are altered in the Nifty 50 Index.
View the current portfolio,select the scheme name along with the year and month that you wish to view.

Mr. George Thomas Work experience: 6 years. He has been managing the fund since April 1, 2022.
Click here to view his complete profile.
Mr. Christy Mathai Work experience: 6.6 years. He has been managing this fund effective from November 23, 2022.
Click here to view his complete profile.

Yes, there is an option to hold the units in dematerialized mode.
To avail the same you should have a Demat/beneficiary account with a DP and need to mention all the details of your account no. and DP while filling the application form.
Also please note that SIP is allowed in Demat mode BUT Switch in/ Switch out/ Systematic Withdrawal Plan/ Systematic Transfer Plan are currently not available in the demat mode.
Click here to view the FAQs on Demat.

A multi-asset class investment would contain more than one asset class, thus creating a group or portfolio of assets. Multi-asset class investments increase the diversification of an overall portfolio by distributing investments throughout several asset classes. This reduces risk (volatility) compared to holding one class of asset.

Quantum Multi Asset Fund of Funds - QMAFOF is an open ended Fund of Funds scheme which will invest in various Quantum Mutual Fund Schemes. These schemes of Quantum Mutual Fund will fall in to different asset classes of Equity, Debt and Gold.

Investors looking for diversification/multi-asset allocation by investing in Debt, Equity and Gold, a combination of assets that works through the economic cycles can invest in QMAF. Some attributes of QMAFOF other than the complete transparency we offer and the convenience of Investing Online without any paperwork are;

NAV Applicability

If the valid application received up to 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription/ purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme and are available for utilization before the cut-off time (3.00 p.m.)- the closing NAV of the day shall be applicable. If the valid application received after 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme on same day or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day- the closing NAV of the subsequent Business Day shall be applicable;

Irrespective of the time of receipt of application at the official point(s) of acceptance, where the funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Schemes on or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day - the closing NAV of such subsequent Business Day shall be applicable;

For Systematic Investment Plan (SIP), Systematic Transfer Plan (STP), Dividend Transfer Facility:

The units will be allotted based on which the funds are available for utilization by the respective schemes / target schemes irrespective of the installment date of the SIP, STP or record date of dividend declarations. It may also be noted that allotment of units in the normal course will be based on realization of amount of subscription or the date of receipt of application or the date of instalment (in case of SIP) whichever is later if both realization and application dates are different.

Further, if the time of realization of funds can’t be ascertained then the allotment of units will be as per the day and date of realization of amount of subscription.

Quantum Equity Fund of Funds may invest in the following Instruments:

Quantum Equity Fund of Funds will follow a comprehensive research methodology which comprises of quantitative and qualitative analysis. Quantitative analysis: Here the focus will be on the performance of the schemes across time frames and market cycles. Qualitative analysis: The qualitative parameters will largely judge the fund on the parameters like fund house’s investment systems and processes and consistency in characteristics of its portfolio among others. Funds that emerge as the top performers on both the above parameters shall form part of the final portfolio.
View the current portfolio,select the scheme name along with the year and month that you wish to view.

The primary investment objective of the Scheme is to provide optimal returns with low to moderate levels of risk and high liquidity through judicious investments in money market and debt instruments.

The investment objective of the scheme is to invest in stocks of companies comprising Nifty 50 Index and endeavor to achieve returns equivalent to the Nifty by “passive” investment. The scheme will be managed by replicating the Index in the same weightage as in the Nifty 50 Index with the intention of minimizing the performance differences between the scheme and the CNX Nifty Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error.

The scheme offers Growth Option and IDCW Option.

If you decide to opt for the IDCW option, you would have to choose IDCW Payout facility.

IDCW history of the scheme

We have not paid out IDCW since our Inception, but, we do know how to manage your money, and manage it well – our NAV has nearly doubled, and our expense ratios have moved down – ensuring you of even better returns.

To check the performance of the Quantum ELSS Tax Saver Fund you will have to go through the current factsheets.
Click here for detailed Scheme Factsheet.

Load structure for the Quantum Multi Asset Fund of Funds is mentioned below:

Entry Load: NIL*

* Not Applicable (In terms of SEBI circular no. SEBI/IMD/CIR No. 4/ 168230/09 dated June 30, 2009 it has been notified that, w.e.f. August 01, 2009 there will be no entry load charged to the schemes of any Mutual Fund.)

It should be noted that Quantum Mutual Fund has not charged Entry Load for any of its schemes since inception. We were one of the first mutual funds in India to launch schemes with no entry load, much prior to SEBI discontinuing the same.

Exit Load

W.e.f.June 02,2014:

a) 1.00% if redeemed or switch out on or before 90 days from the date of allotment of units.
b) NIL if redeemed or switch out after 90 days from the date of allotment of units.

The scheme is intended for investors with a long term investment horizon. The exit load is imposed to discourage investors who may buy and sell frequently which will adversely impact the returns of the other investors. Investors who have stayed invested for at least 90 days will not be charged any exit load.

The exit load in case of SIP & STP will be calculated on FIFO (First in First out) basis.

Click here to read more  on“High exit loads actually work for you!?”

Quantum ELSS Tax Saver Fund may invest in the following Instruments:

The investment strategy of the Scheme will be to invest in a basket of stocks after using intensive fundamental analysis, both quantitative and qualitative, monitor the portfolio actively but not so as to engage in excessive trading, and control risk by keeping the portfolio adequately diversified.

View the current portfolio,select the scheme name along with the year and month that you wish to view..

The current expense ratio of the Direct Plan of the Quantum Gold Savings Fund is 0.06% p.a. and the expense ratio for the Regular Plan is 0.21% p.a. with effect from September 01, 2020.

"As per Regulation 52(6)(a) of SEBI (MF) Regulations, the total expenses of the Scheme, including weighted average of charges levied by the underlying schemes shall not exceed 2.50% of the daily net assets of the scheme"

The following features are available in the scheme:
Systematic Investment Plan (SIP) (on an going basis): This feature enables investors to save and invest periodically over a long period of time. Click here to know more about SIP in detail.

Systematic Withdrawal Plan (SWP) (On an going basis): This feature enables an investor to withdraw amount/units from their holdings in the Scheme at periodic intervals through a one-time request. Click here to know more about SWP in detail.

Systematic Transfer Plan (STP) (On an going basis): This feature enables an investor to transfer fixed amounts from their accounts in the scheme to another scheme within a folio from time to time. Click here to know more about STP in detail.

Switch options: Click here to view switch matrix for the applicable NAV.

Triggers:
A trigger is facility that allows you to specify an exit target (linked to value or time) or to receive an update when the desired levels are reached. The moment this target is achieved, the trigger gets activated. There can be Alert triggers or Action trigger. Click here to view the FAQ on Trigger Facility

Taxation of Mutual Funds in India can be divided in two parts Capital Gains & Dividends. Know more on the Tax implications.

The Liquid Scheme’s basic objective is to manage the short term cash surplus of investors and provide optimal returns with moderate levels of risk and high liquidity. Liquid Funds generate income primarily through interest accrual by investing in money market instruments like Commercial Papers, Certificate of Deposits, CBLO/ Repos and in short term debt instruments of corporates and NBFCs.

Quantum Liquid Fund - QLF is an Open ended Liquid scheme which invests in money market and short term debt instruments. It is an ideal tool for managing surplus cash. The advantage of investing in a Liquid fund is that redemptions can be available generally on a next day (T+1 business day) basis, which means you get your money back almost the next day after you have notified us for the redemption (subject to Ceteris Paribus conditions). You can invest in liquid funds even for a day.

Investors looking to park their funds for few days can invest in QLF. Some attributes of QLF other than the complete transparency we offer and the convenience of Investing Online without any paperwork are;

Load structure for the Quantum ESG Best In Class Strategy Fund is mentioned below:
Entry Load: NIL*
* Not Applicable (In terms of SEBI circular no. SEBI/IMD/CIR No. 4/ 168230/09 dated June 30, 2009 it has been notified that, w.e.f. August 01, 2009 there will be no entry load charged to the schemes of any Mutual Fund.)
It should be noted that Quantum Mutual Fund has not charged Entry Load for any of its schemes since inception. We were one of the first mutual funds in India to launch schemes with no entry load, much prior to SEBI discontinuing the same.

Exit Load:

The investor is requested to check the prevailing load structure of the scheme before investing. Any imposition or enhancement in the load shall be applicable on prospective investments only.
Redemptions / Switch outs of units will be done on First In First Out (FIFO) basis. The above mentioned load structure shall be equally applicable to the special products such as Systematic Withdrawal Plan (SWP) / Systematic Transfer Plan (STP) and Switches etc. However, no load shall be charged for switching between options within the Scheme.

PLEASE NOTE THAT YOU NEED TO BE KYC COMPLIANT TO INVEST WITH US.

Click here to know more about KYC.

The returns from Multi-Asset Allocation fund can vary depending on factors such as the fund's investment strategy, market conditions, Asset Allocation. Generally, this fund aims to provide a balance between risk and return, seeking to deliver competitive returns over the long term while managing volatility.

Historically, Multi-Asset Allocation have offered returns that are typically higher than those of conservative investments like fixed deposit but lower than those of pure equity allocation. The actual returns can vary widely, ranging from moderate to potentially significant, depending on the fund's investment approach and the performance of the underlying assets.

Currently the investors can do only new purchase transactions viz,

Mr. Chirag Mehta is managing the scheme.

Chirag Mehta has more than 19 years of experience in handling commodities. Chirag is a qualified CAIA (Chartered Alternative Investment Analyst), and has also completed his Masters in Management Studies in Finance. He has interned at Kotak & Co. Ltd and has also attended the Federation of Indian Commodities Exchanges as part of his internship.

Mr. Rajorshi Palit is the Associate Fund Manager w.e.f 04th November 2024

Investor subscribing under Direct Plan of a scheme will have to indicate ‘Direct Plan’ against the scheme name in the application form e.g. “Quantum Long Term Equity Value Fund – Direct Plan” and under ‘regular Plan’ “Quantum Long Term Equity Value Fund – Regular Plan”.

In case of valid application received without indicating any choice of plan then the application will be processed for plan as under:

In case of wrong/ invalid/ incomplete ARN codes mentioned on the application form, the application shall be processed under the Regular Plan. The AMC shall contact and obtain the correct ARN within 30 calendar days of the receipt of the application form from the investor/ distributor. In case, the correct code is not received within 30 calendar days, the AMC shall reprocess the transaction under Direct Plan from the date of application.

You will get the email and SMS transaction confirmation after the successful processing of the transaction.

Only one common folio will be generated after the successful processing of multiple scheme transaction.

Note: The mode of payment viz, UPI and IMPS will be disabled if the total amount of purchase exceeds Rs. 100,000/-

Mr. Hitendra Parekh is managing the scheme.

Hitendra Parekh has collectively over 29.5 years of experience in Equity Markets. Hitendra is a B. Com Graduate and has also completed his master’s in financial management. Prior to joining the firm, Mr. Parekh was Head of Operations with UTI Securities Ltd from 2002 to 2004.

He joined UTI Securities Ltd in 1995 as an Executive in Operations Department. His responsibilities were to settle trade in Physical and maintain accounts for Proprietary investment (Fund Accountant). Prior to UTI Securities Ltd, Mr. Parekh was working for Unit Trust of India (UTI) as Fund Accountant. He started his career with UTI in 1992.

Our server time at the instance of confirmation of the transaction will be considered as the final time to determine transaction time, cut-off time and consequentapplicable NAV.Also the NAV applicability will be basis scheme features and latest SEBI guidelines.

Yes. On acceptance of the application for subscription, an allotment confirmation along with the account statement (password protected) specifying the number of units alloted by way of email/or SMS (if the mobile number is not registered under the Do Not Call Registry) within 5 business days from the date of receipt of transaction request is triggered to the investor. The password to open transactional statements is Primary holder’s / Guardian PAN in capital letter

Note: For G-mail users here are the below steps to open the PDF statement:

1. Click on the PDF attachment and enter the password
2. Click on ‘Open With’
3. Select ‘DocHub or Lumin PDF’
4. Please enter your Password and click on create document
5. After clicking on Create document it will open the document.

Thereafter, a CAS for each calendar month shall be sent by mail/email on or before 10^th of the succeeding month to the unitholders.

Also you can generate the Statement of Account via login using password at our Invest Online Portal /Mail Back Facility.

Note: The password to open the statement generated via Login using password/Login using OTP/Mail Back facility will be the first holder / guardian PAN (in capital). For example, if the PAN is ABCDE1000F, then the correct password will be ABCDE1000F and not abcde1000f.

PAN Exempt Investor : Please enter the reference number provided by KRA (in capital) to open the attachment.

Please refer below table for the minimum amount required to invest or redeem in the Quantum ESG Best In Class Strategy Fund.

The unit holders are given an option to hold the units in physical mode or in dematerialized mode.

The Investor intending to hold the units in dematerialized mode will be required to have a beneficiary account with a Depository Participant and will be required to mention the DP’s Name, DP ID No. and Beneficiary Account No. with the DP in the application form at the time of subscription / additional purchase of the units of the Scheme.

It may be noted that in case of option to hold units in dematerialized mode under Systematic Investment Plan (SIP), the units will be credited to Investor’s demat account on weekly basis on every Monday subject to realization of funds in the last week. For e.g. Units will be credited to investor’s demat account on following Monday for realization status of funds received in the last week from Monday to Friday.

It may be noted that the facilities viz. Switch in and out/ Systematic Withdrawal Plan (SWP) / Systematic Transfer Plan (STP) are currently not available in the dematerialized mode.

Yes. You can select different transaction type for each scheme as per your desire. However only one common transaction reference number will be generated for all the transactions submittedand shared with investor.

Note: One Inhouse reference number (IH number) will be generated for each scheme transaction for processing.

The Investment Objective of the scheme is to achieve long-term capital appreciation by investing in share of companies that meeting Quantum’s Environment, Social and Governance (ESG) “Swacch” criteria.

To check the performance of the Quantum Dynamic Bond Fund you will have to go through the current factsheets.
Click here for detailed Scheme Factsheet.

Quantum Mutual Fund does not deduct Transaction Charges and shall continue not to deduct Transaction Charges as allowed under SEBI Circular No. Cir / IMD / DF/13/2011 dated August 22, 2011.

Mr. Chirag Mehta is managing the scheme.

Chirag Mehta has more than 19 years of experience in handling commodities. He has been managing this fund since July 11, 2012 Chirag is a qualified CAIA (Chartered Alternative Investment Analyst), and has also completed his Masters in Management Studies in Finance. He has interned at Kotak & Co. Ltd and has also attended the Federation of Indian Commodities Exchanges as part of his internship.

Click here to view the profile.

IDCW Payout: When Mutual Fund companies make profits, they distribute part of that profit to their investors by way of IDCW. You are advised to select this option if you wish to keep getting returns frequently.

IDCW Reinvestment: This is similar to IDCW payout except that the IDCW declared is re-invested in the same fund on the same days NAV. So, all your profit is invested back in the same fund plus you will receive some additional units to add to your corpus.

Note: IDCW stands for "Income Distribution cum Capital Withdrawal"

The Net Asset Value is the market value of the securities held by the scheme. The NAV per unit is the market value of securities of a scheme divided by the total number of units of the scheme on any particular date.

e.g. If the value of all the securities in a scheme is Rs. 10,000 and the total number of units issued = 1,000, the NAV per unit will be 10,000/1,000 = Rs. 10.

The following features are available in the scheme:
Systematic Investment Plan (SIP) (on an going basis): This feature enables investors to save and invest periodically over a long period of time. Click here to know more about SIP in detail.

Systematic Withdrawal Plan (SWP) (On an going basis): This feature enables an investor to withdraw amount/units from their holdings in the Scheme at periodic intervals through a one-time request. Click here to know more about SWP in detail.

Systematic Transfer Plan (STP) (On an going basis): This feature enables an investor to transfer fixed amounts from their accounts in the scheme to another scheme within a folio from time to time. Click here to know more about STP in detail.

Switch options: Click here to view switch matrix for the applicable NAV.

Triggers:
A trigger is facility that allows you to specify an exit target (linked to value or time) or to receive an update when the desired levels are reached. The moment this target is achieved, the trigger gets activated. There can be Alert triggers or Action trigger. Click here to view the FAQ on Trigger Facility

Please note that these features are not available under Exchange traded funds i.e. Quantum Gold Fund and QUANTUM NIFTY 50 ETF fund.

The investment objective of the scheme is to achieve long-term capital appreciation by investing primarily in shares of companies that will typically be included in the S&P BSE 200 Index and are in a position to benefit from the anticipated growth and development of the Indian economy and its markets.

NAV Applicability

If the valid application received up to 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription/ purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme and are available for utilization before the cut-off time (3.00 p.m.)- the closing NAV of the day shall be applicable. If the valid application received after 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme on same day or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day- the closing NAV of the subsequent Business Day shall be applicable;

Irrespective of the time of receipt of application at the official point(s) of acceptance, where the funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Schemes on or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day - the closing NAV of such subsequent Business Day shall be applicable;

The scheme may invest in the following Instruments:

The above asset allocation is only indicative and may change from time to time, keeping in view the market conditions and applicable rules and regulations.

Quantum Dynamic Bond Fund will offer active interest rate management by altering the maturity profile of the portfolio at appropriate time, based on interest rate views of the fund manager.

The scheme will not invest in repo of corporate debt securities and Credit Default Swaps (CDS). Major portion of assets will be invested in Government bonds and/or PSU Bonds.

View the current portfolio,select the scheme name along with the year and month that you wish to view.

Direct Plan:
The expense ratio of the Direct Plan of the Quantum Multi Asset Fund of Funds is 0.10% p.a. with effect from August 19, 2020 (Post GST).

Regular Plan:
The expense ratio of the Regular Plan of the Quantum Multi Asset Fund of Funds is 0.47% p.a. with effect from August 19, 2020 (Post GST).

Yes, there is an option to hold the units in dematerialized mode.

To avail the same you should have a Demat/beneficiary account with a DP and need to mention all the details of your account no. and DP while filling the application form.

Also please note that SIP is allowed in Demat mode BUT Switch in/ Switch out/ Systematic Withdrawal Plan / Systematic Transfer Plan are currently not available in the demat mode.

Click here to view the FAQs on Demat.

Please find below the scheme wise cut off timings and applicable NAV for QMF (Non-ETF) schemes:

The Benchmark for the Scheme is domestic price of physical Gold. The scheme would primarily invest in physical gold with an investment objective to generate returns that are in line with performance of gold and gold related instruments. Hence, the benchmark is chosen as it is most suited for comparing the performance of the scheme with regard to its stated objective.

Quantum Gold Savings Fund may invest in the following Instruments:

The AMC uses ‘passive’ approach to try and achieve the Scheme’s investment objective. The Scheme would predominantly invest in the units of Quantum Gold Fund. Quantum Gold Fund which is the underlying investment of this Scheme endeavors to track domestic prices of gold by investments in physical gold.
View the current portfolio,select the scheme name along with the year and month that you wish to view.

All single payment transactions of ₹50 crore and above undertaken by entities (non-individuals) should include remitter and beneficiary LEI information. This is applicable to transactions undertaken through the NEFT and RTGS payment systems.

In case of RTGS, both customer payment and inter-bank transactions, meeting the above criterion, should include LEI information.

Notes:
The above modes of redemption are available only for Individual investors holding units in non-demat mode.

Notes:
Redemption consideration post introduction of Regular plan w.e.f. from 1/4/2017

Ex1.

Investor having 50 units in Quantum Long Term Equity Value Fund Direct Plan Growth option. If the said units are invested through multiple modes ie, 20 units through an RIA and 30 units directly through AMC and investor submits a redemption request for Full units either through RIA or AMC then all the units in the specified Plan would be redeemed

Ex 2.

Investor having 50 units in Quantum Long Term Equity Value Fund Regular Plan Growth option. If the said units are purchase in multiple transaction ie, 20 units through a distributor and 20 Units through channel partner mode and 10 units directly through AMC(Online or Offline with ARN code). If investor submitsa redemption request for Full units either through distributor or through AMC, then all the units in the specified Plan would be redeemed.

Through any mode whenever a full redemption is received then all the units in the said scheme and selected plan would be redeemed

At any point of time if an investor requests for partial redemption of Units though any mode , then redemption of Units will be considered basis FIFO logic in selected plans

The scheme offers only Growth Option.

Direct Plan:
The expense ratio of the Direct Plan of the Quantum Equity Fund of Funds is 0.51% p.a. with effect from July 1, 2017 (Post GST).

Regular Plan:
The expense ratio of the Regular Plan of the Quantum Equity Fund of Funds is 0.75% p.a. with effect from July 1, 2017 (Post GST).

This is an indicative list and you are requested to consult your financial advisor to ascertain whether the scheme is suitable to your risk profile.
The following persons are eligible and may apply for subscription to the Units of the Scheme (subject, wherever relevant, to purchase of units of mutual funds being permitted under relevant statutory regulations and their respective constitutions):

Taxation of Mutual Funds in India can be divided in two parts Capital Gains & Dividends.  To know more on the Tax implications please click here.

Quantum Long Term Equity Value Fund may invest in the following Instruments:

Direct Plan:
The expense ratio of the Direct Plan of the Quantum ELSS Tax Saver Fund is 0.90% p.a. with effect from August 1, 2023 (Post GST).

Regular Plan:
The expense ratio of the Regular Plan of the Quantum ELSS Tax Saver Fund is 2.00% p.a. with effect from August 1, 2023 (Post GST).

Mr. Pankaj Pathak (Since March 1, 2017) is managing the scheme.

Mr. Pankaj Pathak has overall 12 years of experience in debt market. Wherein 6.5 years in trading in fixed income securities, Economic Research and CRR / SLR management. He has been with Quantum Asset Management Company Pvt. Ltd. since August 2013.
Prior to joining Quantum, he was associated with Bank of Maharashtra.

He holds an B.Sc. (Electronics), degree and has completed his Post Graduate Diploma in Banking & Finance, passed all levels of CFA from CFA Institute (USA), JAIIB and CAIIB from Indian Institute of Bank Management.

The investment objective of the Scheme is To provide capital appreciation by predominantly investing in units of Quantum Gold Fund Replicating / Tracking Gold an Exchange Traded Fund

The performance of the Scheme may differ from that of Quantum Gold Fund and the domestic prices of gold due to expenses and certain other factors.

There can be no assurance or guarantee that the investment objective of the Scheme will be achieved

The scheme was benchmarked to the S&P BSE 200 Index, however as on February 01, 2018 the benchmark of the Quantum Equity Fund of Funds has been changed to the S&P BSE 200 Total Return Index (TRI). The TRI is basically an index which takes into account all dividends / interest payments that are generated from the basket of constituents which make up the index in addition to the capital gains. The Scheme proposes to invest in underlying equity schemes, which are diversified across market-segments and sectors. A large portion of these investments will happen in diversified equity schemes ranging from large cap, mid cap to flexi cap variety. Since S&P BSE 200 TRI captures the combination of large cap and mid cap stocks along with diversification, the performance of the Scheme will be benchmarked against S&P BSE 200 TRI.

Quantum Multi Asset Fund of Funds may invest in the following Instruments:

Portfolio allocation between the units of equity, debt/ money markets and gold schemes broadly depends on the relative valuations between the asset classes. Relative valuations are determined by evaluation of various influencing factors.

View the current portfolio,select the scheme name along with the year and month that you wish to view.>.

PLEASE NOTE THAT YOU NEED TO BE KYC COMPLIANT TO INVEST WITH US.

Click here to know more about KYC.

PLEASE NOTE THAT YOU NEED TO BE KYC COMPLIANT TO INVEST WITH US.

Click here to know more about KYC.

Taxation of Mutual Funds in India can be divided in two parts Capital Gains & Dividends. Click here to understand the details on Taxation

The unit holders are given an option to hold the units in physical mode or in dematerialized mode.

The Investor intending to hold the units in dematerialized mode will be required to have a beneficiary account with a Depository Participant and will be required to mention the DP’s Name, DP ID No. and Beneficiary Account No. with the DP in the application form at the time of subscription / additional purchase of the units of the Scheme.

It may be noted that in case of option to hold units in dematerialized mode under Systematic Investment Plan (SIP), the units will be credited to Investor’s demat account on weekly basis on every Monday subject to realization of funds in the last week. For e.g. Units will be credited to investor’s demat account on following Monday for realization status of funds received in the last week from Monday to Friday.

 It may be noted that the facilities viz. Switch in and out/ Systematic Withdrawal Plan (SWP) / Systematic Transfer Plan (STP) are currently not available in the dematerialized mode.

Yes, NRI’s can invest in the Quantum Mutual Fund schemes, provided that the country of residence is a part of the FATF (Financial Action Task Force) compliant country/territory.

However, NRI’s residing in the United States of America (USA) and Canada cannot invest in the Quantum Mutual Fund Schemes.

Mr. Hitendra Parekh is managing the scheme Work experience: 29.5 years. He has been managing this fund since July 10, 2008 
Click here to view his complete profile

There is a saying in the world of investing, which is "higher the risk, higher the gain". This is very significant when we speak of investing in the stock markets or Equities. Over the long term (5 years or more) Equities tends to give better returns to the investor, which also goes with the inherent risk of investing in Equities. For example over the last 10 years the BSE Sensex has given returns in the range on 18-20% (Source Bloomberg), which is probably higher than other vehicles of investment. However, we know how unpredictable the markets can be, hence sound investment strategies like a bottom-up stock selection process can be used to minimize risk. Click here to read more about Investment Philosophy.