Frequently Asked
Questions

Frequency of STP	Eligible dates for effect	Minimum amount per Instalment	Minimum term/duration applicable
Daily	All Business days	₹100 and in multiple of ₹1 thereafter	30 Business days
Weekly	Any day of the week	₹500 and in multiple of ₹1 thereafter	10 instalments
Fortnightly	Any day of alternative Week	₹500 and in multiple of ₹1 thereafter	10 instalments
Monthly	Any date (except 29, 30, 31st)	₹500 and in multiple of ₹1 thereafter	12 instalments
Quarterly	Any date (except 29, 30, 31st)	₹500 and in multiple of ₹1 thereafter	12 instalments
Minimum Balance to start STP : ₹5000/- “For Quantum ELSS Tax Saver Fund, STP is minimum of ₹500 and multiple of ₹500” thereafter.

STP refers to Systematic Transfer Plan where in an investor invests a lump sum amount in one scheme and regularly transfers (i.e. switches) a pre-defined amount into another scheme. According to the frequency of STP selected, on a specified date an amount chosen by the investor is transferred from the existing scheme to another of the investor’s choice.

When you feel that your portfolio needs rebalancing, STP comes in handy and saves you from lots of operational hassles that would otherwise go in transferring funds into equity schemes.
When market conditions are in favor of equity growth in near future, it’s good to skew your portfolio towards equity for better returns with the help of STP.

•	You can invest in a Debt funds and from there you can start a STP to an Equity Fund, so it works like a systematic Investment Plan (SIP).
•	Works as SWP: STP can also work like SWP, because with some funds you can do transfer from Equity funds to Debt Funds, so when markets look risky you can start a STP from Equity to Debt funds, which will act like SWP.
•	Liquidity: Generally one does STP from Debt to Equity funds, so your money is invested in Debt fund. This means you can sell it anytime if you want. Hence it works like an ‘Emergency Fund’ too. In case you need money urgently, it can act like a liquid asset.
•	Growth in Money: Not to forget that your money is invested in Debt funds, so your money is also growing at debt returns.

Investments in systematic transfer plan mutual funds are ideal for individuals who have limited resources but want to generate high returns by investing in the stock market. It is also suitable for investors who 

STP refers to Systematic Transfer Plan where in an investor invests a lump sum amount in one scheme and regularly transfers (i.e. switches) a pre-defined amount into another scheme. According to the frequency of STP selected, on a specified date an amount chosen by the investor is transferred from the existing scheme to another of the investor’s choice.

After registering the STP, on the date and the frequency chosen by you; the STP installment amount will be switched out from the source scheme and will be invested into the target scheme in which you wish to invest.

Yes, you can! 

To cancel your STP request, kindly submit to us a duly signed written request by all the unit holder(s) according to the mode of holding. In the written request, kindly mention your folio number, the STP amount, STP date,  the scheme name in which you wish to cancel the STP. 

You can modify or pause the offline STP via online mode. Please Click Here to modify or pause your STP.

Note:
Your request for STP cancellation / modification / pause  needs to be submitted 5 working days prior the STP date.
The online modification of STP can only be done in the STP amount and the STP end period.

For New Investors:

Fill all the required information and attach the below mentioned documents as supporting.

1	Main application form along with the SYSTEMATIC TRANSACTION FORM
2	Current dated at par cheque in favor of ‘Quantum ______________ scheme – your PAN number’
3	A cancelled copy of cheque
4	A self-attested copy of PAN of the unit holder(s)
5	KYC acknowledgement copy of the unit holder(s)

For Existing Investors

Fill all the required information and attach the below mentioned documents as supporting.

Duly filled and signed Systematic Transaction Form

Submission of the Form

You can submit your physical applications along with all required supporting documents at the addresses mentioned below:

1	Quantum Asset Management Company Private Limited: 1st floor, Apeejay House, 3 Dinshaw Vachha Road, Backbay Reclamation, Churchgate, Mumbai - 400 020
2	K Fintech Technologies Limited - K Fintech Technologies Limited is our Registrar and Transfer Agent having many offices across India. Click Here for all the locations available over India.

For an STP you can invest a lump sum amount in one scheme and regularly transfer a pre-defined amount into another scheme. Commonly, investors park a lump sum amount in a debt fund, from where a regular amount is transferred at periodic intervals into specific equity-oriented funds. It is similar to the drip investing concept of an SIP, the only difference being that money flows from one fund to another in case of an STP instead of being transferred from your bank account. This eliminates the risks associated with timing the market in case of lump sum investments and in turn offers the benefit of rupee cost averaging. You may choose a daily, weekly, monthly or a quarterly transfer plan, as per your needs.

For an STP, you have to choose a fund from which the transfer is taking place (Transfer of scheme or fund) and a fund to which the transfer is taking place (Transferee Scheme or Fund). Transfers can be made daily, weekly, monthly or quarterly depending upon the STP chosen by you and the options available.

The STP takes place in the form of units of the fund. This switch to the new scheme is carried out at the prevailing net asset value (NAV). Depending upon the NAV of the transferor fund, the redeemed units are converted in to redemption amount which is used to purchase the units of the transferee fund.

Say if a person wants to invest in a fund ‘B’ through STP, he will have to first select a fund ‘A’ which allows STP. After selecting the fund ‘A’, he will select fund ‘B’ where the amount will be transferred. But instead of reallocating the entire amount, in STP you can select and set your amount and time period according to your risk appetite and the money will be regularly transferred from fund ‘A’ to fund ‘B’ .

The STP helps against any foreseen or sudden downfalls of the market.

Yes, to start a STP you must have a minimum balance of Rs.5,000/- in the scheme you wish to invest from.

You can start online STP, through Direct & Regular Plans for the following schemes:

•	Quantum Long Term Equity Value Fund
•	Quantum Liquid Fund
•	Quantum ELSS Tax Saver Fund
•	Quantum Equity Fund of Funds
•	Quantum Gold Savings Fund
•	Quantum Multi Asset Fund of Funds
•	Quantum Dynamic Bond Fund
•	Quantum ESG Best in Class Stratergy Fund
•	Quantum Nifty 50 ETF Fund of Fund
•	Quantum Smallcap Fund
•	Quantum Ethical Fund

Yes, you can modify/pause/cancel your online STP. If you wish to modify/pause/cancel the existing STP registered with us through Quantum Website or Mobile Application, you can do so by following the below mentioned procedures:

Modification of the STP	Pause of the STP	Cancellation of the STP
1. Visit www.QuantumAMC.com.	1. Visit www.QuantumAMC.com.	1. Visit www.QuantumAMC.com.
2. Click on ‘Login’ section and log in using your User Id/PAN with Password and OTP.	2. Click on ‘Login’ section and log in using your User Id/PAN with Password and OTP.	2. Click on ‘Login’ section and log in using your User Id/PAN with Password and OTP.
3. Under ‘Transact’ click on 'STP'	3. Under ‘Transact’ click on 'STP'	3. Under ‘Transact’ click on 'STP'
4. Click on ‘Modify’ for the respective STP	4. Click on ‘Pause’ for the respective STP	4. Click on ‘Cancel’ for the respective STP
5. Modify the required details	5. Select Pause period	5. Click on ‘Confirm’
6. Click on ‘Submit’ option	6. Click on ‘Submit’ option	6. Click on send OTP, once OTP received on registered Email-id/Mobile Number, kindly enter the same
7. Click on send OTP, once OTP received on registered Email-id/Mobile Number, kindly enter the same	7. Click on send OTP, once OTP received on registered Email-id/Mobile Number, kindly enter the same	7. Confirm the STP Cancellation details by clicking on ‘Confirm’
8. Confirm the STP Modifcation details by clicking on ‘Confirm’	8. Confirm the STP Pause details by clicking on ‘Confirm’

Note:

1. The online STP modification/cancellation request needs to be submitted 5 business days prior to the next STP date opted by you online.
2. In case the modification request received involves change in the STP amount and if any STP installment is due within 5 business days from the date of modification request received, the said installment will be processed as per the amount of the STP registered before modification
3. Modification can only be done in the STP amount and STP end period

You can start online STP, through Direct & Regular Plans for the following schemes:

•	Quantum Long Term Equity Value Fund
•	Quantum Liquid Fund
•	Quantum ELSS Tax Saver Fund
•	Quantum Equity Fund of Funds
•	Quantum Gold Savings Fund
•	Quantum Multi Asset Fund of Funds
•	Quantum Dynamic Bond Fund
•	Quantum ESG Best in Class Stratergy Fund
•	Quantum Nifty 50 ETF Fund of Fund
•	Quantum Smallcap Fund
•	Quantum Multi Asset Allocation Fund
•	Quantum Ethical Fund

For an STP you can invest a lump sum amount in one scheme and regularly transfer a pre-defined amount into another scheme. Commonly, investors park a lump sum amount in a debt fund, from where a regular amount is transferred at periodic intervals into specific equity-oriented funds. It is similar to the drip investing concept of an SIP, the only difference being that money flows from one fund to another in case of an STP instead of being transferred from your bank account. This eliminates the risks associated with timing the market in case of lump sum investments and in turn offers the benefit of rupee cost averaging. You may choose a daily, weekly, monthly or a quarterly transfer plan, as per your needs.

For an STP, you have to choose a fund from which the transfer is taking place (Transfer of scheme or fund) and a fund to which the transfer is taking place (Transferee Scheme or Fund). Transfers can be made daily, weekly, monthly or quarterly depending upon the STP chosen by you and the options available.

The STP takes place in the form of units of the fund. This switch to the new scheme is carried out at the prevailing net asset value (NAV). Depending upon the NAV of the transferor fund, the redeemed units are converted in to redemption amount which is used to purchase the units of the transferee fund.

Say if a person wants to invest in a fund "B" through STP, he will have to first select a fund "A" which allows STP. After selecting the fund "A", he will select fund "B" where the amount will be transferred. But instead of reallocating the entire amount, in STP you can select and set your amount and time period according to your risk appetite and the money will be regularly transferred from fund "A" to fund "B".

The STP helps against any foreseen or sudden downfalls of the market.

You will receive a confirmation email and SMS with the details of your Online STP after successfully completing the registration process on our website.

You can also check the status of your registration under the section Commercial Transactions > ‘STP’.

Currently only an existing investor with Quantum Mutual Fund can invest in STP through our online STP option.

Follow a simple registration process as mentioned below to start an Online STP.
1. Visit www.QuantumAMC.com.
2. Click on Login section and log in using your User Id/PAN with Password and OTP.
3. Under ‘Transact’ click on ''STP''
4. Click on ‘New STP Registration’
5. Click on ‘Register STP’ for the respective source scheme
6. Fill up the Online STP registration form
7. Click on send OTP, once OTP received on registered Email-Id/Mobile Number, kindly enter the same
8. Click on ‘Submit’ and confirm the STP registration request by clicking on ‘Confirm’ option

Yes, to start Online STP you must have a minimum balance of Rs.5,000/- in the scheme you wish to invest from.

The Online STP facility is available at NO CHARGE.